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Mathematics Degree in Columbia, MD — Salary & ROI 2026

Mathematics degree analysis for Columbia, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$83K

COL-adjusted

Mid-Career

$127K

COL-adjusted

ROI Payback

2.7 yrs

in Columbia

Cost of Living

127.2

index (100 = avg)

Mathematics in Columbia, MD Overview

While Columbia has a smaller college scene with 4 institutions, Mathematics students benefit from lower tuition costs. Room and board averages $15,096/year, and the car-friendly layout shapes the student experience. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Columbia is approximately $82,680, growing to $127,200 by mid-career.

Category

STEM

Local Colleges

4

Public Tuition

$10,800/yr

Private Tuition

$42,000/yr

Room & Board

$15,096/yr

Avg Fin. Aid

$11,277/yr

Unemployment

3.6%

Graduation Rate

68%

Mathematics Salary in Columbia (COL-Adjusted)

Salaries adjusted for Columbia's cost of living index of 127.2 (national average = 100).

Entry Level (0-2 yrs)
$82,680(+$17,680 vs national)
Mid Career (5-9 yrs)
$127,200(+$27,200 vs national)
Senior Level (15+ yrs)
$159,000(+$34,000 vs national)

Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Columbia adjustment factor: 1.27x based on the local cost of living index.

Mathematics ROI Calculator for Columbia

Estimate your return on investment for a Mathematics degree using local Columbia tuition and cost of living data.

Public avg: $10,800 | Private avg: $42,000

Columbia avg aid: $11,277/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$103,584

tuition + room & board - aid

Annual Earnings Premium

$38,160

vs HS diploma in Columbia

ROI Payback Period

2.7 years

to break even

Lifetime Return in Columbia

$914,016

Lifetime earnings premium ($1,017,600) minus total education cost ($103,584)

Student Loan Payoff for Mathematics in Columbia

Standard Plan (10 years)

Loan Amount$103,584
Monthly Payment$1,176
Total Interest$37,557
% of Monthly Income17%

Aggressive Plan (5 years)

Loan Amount$103,584
Monthly Payment$2,027
Total Interest$18,020
Interest Savings$19,537

Colleges in Columbia for Mathematics

Columbia State University

public

$10,473/yr

$41,892 total

University of Columbia

public

$12,187/yr

$48,748 total

Community Colleges (2-Year Transfer)

Columbia Community College

$6,406/yr

Top Employers for Mathematics in Columbia

Columbia offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:

NSAGoogleGoldman SachsJane StreetCitadel

Key Columbia Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Mathematics Job Titles

ActuaryData AnalystQuantitative Analyst

Mathematics Degree in Columbia — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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