Mathematics Degree in Chattanooga, TN — Salary & ROI 2026
Mathematics degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$52K
COL-adjusted
Mid-Career
$80K
COL-adjusted
ROI Payback
3.6 yrs
in Chattanooga
Cost of Living
80
index (100 = avg)
Mathematics in Chattanooga, TN Overview
While Chattanooga has a smaller college scene with 5 institutions, Mathematics students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Mathematics enrollment is stable nationwide, with steady demand for graduates skilled in Calculus and Linear Algebra. The adjusted starting salary in Chattanooga is approximately $52,000, growing to $80,000 by mid-career.
Category
STEM
Local Colleges
5
Public Tuition
$9,648/yr
Private Tuition
$39,466/yr
Room & Board
$12,210/yr
Avg Fin. Aid
$9,310/yr
Unemployment
3%
Graduation Rate
50%
Mathematics Salary in Chattanooga (COL-Adjusted)
Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).
Note: National average Mathematics salary: $65,000 starting, $100,000 mid-career, $125,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.
Mathematics ROI Calculator for Chattanooga
Estimate your return on investment for a Mathematics degree using local Chattanooga tuition and cost of living data.
Public avg: $9,648 | Private avg: $39,466
Chattanooga avg aid: $9,310/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$87,432
tuition + room & board - aid
Annual Earnings Premium
$24,000
vs HS diploma in Chattanooga
ROI Payback Period
3.6 years
to break even
Lifetime Return in Chattanooga
$552,568
Lifetime earnings premium ($640,000) minus total education cost ($87,432)
Student Loan Payoff for Mathematics in Chattanooga
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Chattanooga for Mathematics
University of Tennessee at Chattanooga
public
$9,648/yr
$38,592 total
Community Colleges (2-Year Transfer)
Chattanooga State Community College
$4,320/yr
Top Employers for Mathematics in Chattanooga
Chattanooga offers opportunities in Tech companies, Research labs, Government agencies for Mathematics graduates. National top employers in this field include:
Key Chattanooga Hiring Sectors for STEM
Tech companies
Research labs
Government agencies
Startups
Consulting firms
Common Mathematics Job Titles
Mathematics in Nearby Tennessee Cities
Nashville, TN
$60K starting · COL 92
35 colleges
Memphis, TN
$60K starting · COL 93
22 colleges
Knoxville, TN
$55K starting · COL 85
5 colleges
Clarksville, TN
$59K starting · COL 90
9 colleges
Murfreesboro, TN
$59K starting · COL 91
10 colleges
Franklin, TN
$77K starting · COL 118.5
4 colleges
Jackson, TN
$54K starting · COL 82.5
3 colleges
Johnson City, TN
$68K starting · COL 105
6 colleges
Other STEM Majors in Chattanooga
Prompt Engineering
$40K starting · 1.5 yr ROI
Computational Linguistics
$76K starting · 2 yr ROI
Computer Science
$68K starting · 2.8 yr ROI
Software Engineering
$70K starting · 2.7 yr ROI
Data Science
$66K starting · 3 yr ROI
Actuarial Science
$40K starting · 3 yr ROI
Cybersecurity
$64K starting · 3 yr ROI
Robotics Engineering
$40K starting · 3 yr ROI
Mathematics Degree in Chattanooga — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Mathematics ROI in other cities, or explore other majors in Chattanooga.