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Marine Biology Degree in Toledo, OH — Salary & ROI 2026

Marine Biology degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$67K

COL-adjusted

ROI Payback

4.9 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Marine Biology in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Marine Biology programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Marine Biology enrollment is stable nationwide, with steady demand for graduates skilled in Scuba Diving and Marine Ecology. The adjusted starting salary in Toledo is approximately $54,000.

Category

STEM

Local Colleges

16

Public Tuition

$10,630/yr

Private Tuition

$40,789/yr

Room & Board

$9,344/yr

Avg Fin. Aid

$8,457/yr

Unemployment

4.8%

Graduation Rate

66%

Marine Biology Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)
$54,000(+$4,000 vs national)
Mid Career (5-9 yrs)
$66,960(+$4,960 vs national)
Senior Level (15+ yrs)
$84,240(+$6,240 vs national)

Note: National average Marine Biology salary: $50,000 starting, $62,000 mid-career, $78,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Marine Biology ROI Calculator for Toledo

Estimate your return on investment for a Marine Biology degree using local Toledo tuition and cost of living data.

Public avg: $10,630 | Private avg: $40,789

Toledo avg aid: $8,457/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in Toledo

ROI Payback Period

4.9 years

to break even

Lifetime Return in Toledo

$190,104

Lifetime earnings premium ($270,000) minus total education cost ($79,896)

Student Loan Payoff for Marine Biology in Toledo

Standard Plan (10 years)

Loan Amount$79,896
Monthly Payment$907
Total Interest$28,968
% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,896
Monthly Payment$1,563
Total Interest$13,899
Interest Savings$15,069

Colleges in Toledo for Marine Biology

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Marine Biology in Toledo

Toledo offers opportunities in Tech companies, Research labs, Government agencies for Marine Biology graduates. National top employers in this field include:

NOAAMonterey Bay AquariumUSGSWoods HoleNational Aquarium

Key Toledo Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Marine Biology Job Titles

Marine BiologistAquaristEnvironmental Consultant

Marine Biology Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Marine Biology ROI in other cities, or explore other majors in Toledo.

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