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Marine Biology Degree in Memphis, TN — Salary & ROI 2026

Marine Biology degree analysis for Memphis, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$58K

COL-adjusted

ROI Payback

6.9 yrs

in Memphis

Cost of Living

93

index (100 = avg)

Marine Biology in Memphis, TN Overview

Memphis is one of Tennessee's top college towns, with 22 institutions and a student population of 42,935. Public tuition averages $9,944/year here — well below the national average, making it a cost-effective choice. Marine Biology enrollment is stable nationwide, with steady demand for graduates skilled in Scuba Diving and Marine Ecology. The adjusted starting salary in Memphis is approximately $46,500.

Category

STEM

Local Colleges

22

Public Tuition

$9,944/yr

Private Tuition

$44,033/yr

Room & Board

$14,138/yr

Avg Fin. Aid

$10,619/yr

Unemployment

3%

Graduation Rate

72%

Marine Biology Salary in Memphis (COL-Adjusted)

Salaries adjusted for Memphis's cost of living index of 93 (national average = 100).

Entry Level (0-2 yrs)
$46,500($-3,500 vs national)
Mid Career (5-9 yrs)
$57,660($-4,340 vs national)
Senior Level (15+ yrs)
$72,540($-5,460 vs national)

Note: National average Marine Biology salary: $50,000 starting, $62,000 mid-career, $78,000 senior level.Memphis adjustment factor: 0.93x based on the local cost of living index.

Marine Biology ROI Calculator for Memphis

Estimate your return on investment for a Marine Biology degree using local Memphis tuition and cost of living data.

Public avg: $9,944 | Private avg: $44,033

Memphis avg aid: $10,619/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,328

tuition + room & board - aid

Annual Earnings Premium

$13,950

vs HS diploma in Memphis

ROI Payback Period

6.9 years

to break even

Lifetime Return in Memphis

$136,172

Lifetime earnings premium ($232,500) minus total education cost ($96,328)

Student Loan Payoff for Marine Biology in Memphis

Standard Plan (10 years)

Loan Amount$96,328
Monthly Payment$1,094
Total Interest$34,926
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$96,328
Monthly Payment$1,885
Total Interest$16,758
Interest Savings$18,168

Colleges in Memphis for Marine Biology

University of Memphis

public

$9,944/yr

$39,776 total

Rhodes College

private

$52,366/yr

$209,464 total

Christian Brothers University

private

$35,700/yr

$142,800 total

Community Colleges (2-Year Transfer)

Southwest Tennessee Community College

$4,464/yr

Top Employers for Marine Biology in Memphis

Memphis offers opportunities in Tech companies, Research labs, Government agencies for Marine Biology graduates. National top employers in this field include:

NOAAMonterey Bay AquariumUSGSWoods HoleNational Aquarium

Key Memphis Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Marine Biology Job Titles

Marine BiologistAquaristEnvironmental Consultant

Marine Biology Degree in Memphis — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Marine Biology ROI in other cities, or explore other majors in Memphis.

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