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Marine Biology Degree in Lowell, MA — Salary & ROI 2026

Marine Biology degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$70K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Marine Biology in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Marine Biology students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Marine Biology enrollment is stable nationwide, with steady demand for graduates skilled in Scuba Diving and Marine Ecology. The adjusted starting salary in Lowell is approximately $56,250.

Category

STEM

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Marine Biology Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$69,750(+$7,750 vs national)
Senior Level (15+ yrs)
$87,750(+$9,750 vs national)

Note: National average Marine Biology salary: $50,000 starting, $62,000 mid-career, $78,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Marine Biology ROI Calculator for Lowell

Estimate your return on investment for a Marine Biology degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$157,858

Lifetime earnings premium ($281,250) minus total education cost ($123,392)

Student Loan Payoff for Marine Biology in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Marine Biology

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Marine Biology in Lowell

Lowell offers opportunities in Tech companies, Research labs, Government agencies for Marine Biology graduates. National top employers in this field include:

NOAAMonterey Bay AquariumUSGSWoods HoleNational Aquarium

Key Lowell Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Marine Biology Job Titles

Marine BiologistAquaristEnvironmental Consultant

Marine Biology Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Marine Biology ROI in other cities, or explore other majors in Lowell.

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