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Marine Biology Degree in Cambridge, MA — Salary & ROI 2026

Marine Biology degree analysis for Cambridge, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$67K

COL-adjusted

Mid-Career

$82K

COL-adjusted

ROI Payback

6.1 yrs

in Cambridge

Cost of Living

133

index (100 = avg)

Marine Biology in Cambridge, MA Overview

Cambridge, Massachusetts (pop. 118,403) has 6 colleges offering Marine Biology programs. The local cost of living index of 133 is higher than average, so budget accordingly, with average rent near campus at $1,322/month. Marine Biology enrollment is stable nationwide, with steady demand for graduates skilled in Scuba Diving and Marine Ecology. The adjusted starting salary in Cambridge is approximately $66,500.

Category

STEM

Local Colleges

6

Public Tuition

$13,207/yr

Private Tuition

$57,624/yr

Room & Board

$17,447/yr

Avg Fin. Aid

$14,677/yr

Unemployment

3.7%

Graduation Rate

75%

Marine Biology Salary in Cambridge (COL-Adjusted)

Salaries adjusted for Cambridge's cost of living index of 133 (national average = 100).

Entry Level (0-2 yrs)
$66,500(+$16,500 vs national)
Mid Career (5-9 yrs)
$82,460(+$20,460 vs national)
Senior Level (15+ yrs)
$103,740(+$25,740 vs national)

Note: National average Marine Biology salary: $50,000 starting, $62,000 mid-career, $78,000 senior level.Cambridge adjustment factor: 1.33x based on the local cost of living index.

Marine Biology ROI Calculator for Cambridge

Estimate your return on investment for a Marine Biology degree using local Cambridge tuition and cost of living data.

Public avg: $13,207 | Private avg: $57,624

Cambridge avg aid: $14,677/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$122,616

tuition + room & board - aid

Annual Earnings Premium

$19,950

vs HS diploma in Cambridge

ROI Payback Period

6.1 years

to break even

Lifetime Return in Cambridge

$209,884

Lifetime earnings premium ($332,500) minus total education cost ($122,616)

Student Loan Payoff for Marine Biology in Cambridge

Standard Plan (10 years)

Loan Amount$122,616
Monthly Payment$1,392
Total Interest$44,458
% of Monthly Income25%

Aggressive Plan (5 years)

Loan Amount$122,616
Monthly Payment$2,399
Total Interest$21,331
Interest Savings$23,126

Colleges in Cambridge for Marine Biology

Harvard University

private

$57,261/yr

$229,044 total

MIT

private

$57,986/yr

$231,944 total

Community Colleges (2-Year Transfer)

Bunker Hill Community College

$5,760/yr

Top Employers for Marine Biology in Cambridge

Cambridge offers opportunities in Tech companies, Research labs, Government agencies for Marine Biology graduates. National top employers in this field include:

NOAAMonterey Bay AquariumUSGSWoods HoleNational Aquarium

Key Cambridge Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Marine Biology Job Titles

Marine BiologistAquaristEnvironmental Consultant

Marine Biology Degree in Cambridge — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Marine Biology ROI in other cities, or explore other majors in Cambridge.

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