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Homeland Security Degree in Lowell, MA — Salary & ROI 2026

Homeland Security degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$81K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Homeland Security in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Homeland Security students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Homeland Security enrollment is stable nationwide, with steady demand for graduates skilled in Threat Assessment and Emergency Management. The adjusted starting salary in Lowell is approximately $56,250.

Category

Legal Studies

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Homeland Security Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$81,000(+$9,000 vs national)
Senior Level (15+ yrs)
$103,500(+$11,500 vs national)

Note: National average Homeland Security salary: $50,000 starting, $72,000 mid-career, $92,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Homeland Security ROI Calculator for Lowell

Estimate your return on investment for a Homeland Security degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$439,108

Lifetime earnings premium ($562,500) minus total education cost ($123,392)

Student Loan Payoff for Homeland Security in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Homeland Security

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Homeland Security in Lowell

Lowell offers opportunities in Law firms, Government agencies, Corporate legal departments for Homeland Security graduates. National top employers in this field include:

DHSTSAFEMACBPFBI

Key Lowell Hiring Sectors for Legal Studies

Law firms

Government agencies

Corporate legal departments

Non-profits

Courts

Common Homeland Security Job Titles

Homeland Security AnalystEmergency ManagerIntelligence Analyst

Homeland Security Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Homeland Security ROI in other cities, or explore other majors in Lowell.

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