What is the starting salary for Health Sciences graduates in Toledo?

The estimated starting salary for Health Sciences graduates in Toledo, OH is $54,000 per year, adjusted for the local cost of living index of 108. The national average starting salary for this major is $50,000. Salaries in Toledo are 8% higher than the national average due to cost of living differences.

Is a Health Sciences degree worth it in Toledo?

A Health Sciences degree in Toledo has an estimated ROI payback period of 4.9 years, with a projected lifetime return of $330,504 after subtracting education costs. With 16 colleges in the area and average public tuition of $10,630/year, Toledo offers affordable options for this degree. The local unemployment rate of 4.8% and the major's national unemployment rate of 3.5% should also factor into your decision.

How much does it cost to study Health Sciences in Toledo?

The average annual public university tuition in Toledo is $10,630, while private universities average $40,789/year. Including room and board ($9,344/year), total 4-year costs range from $79,896 at a public school to $200,532 at a private institution. Average financial aid per student in Toledo is $8,457/year.

What jobs can Health Sciences graduates get in Toledo?

Health Sciences graduates in Toledo can pursue careers as Health Educator, Clinical Coordinator, Research Assistant. Key skills valued by local employers include Anatomy, Physiology, Health Assessment, Research Methods. The Toledo job market features Hospitals, Medical centers, Private practices among the top hiring sectors for this field. National top employers include Hospitals, Medical Device Companies, Public Health Agencies.

How long to pay off student loans for Health Sciences in Toledo?

With a standard 10-year repayment plan at 6.5% interest, Health Sciences graduates in Toledo would pay $907/month on an estimated $79,896 in loans, with $28,968 in total interest. An aggressive 5-year plan would require $1,563/month but save $15,069 in interest. With a COL-adjusted starting salary of $54,000, monthly payments would represent 20% of gross monthly income.

Health Sciences Degree in Toledo, OH — Salary & ROI 2026

Health Sciences degree analysis for Toledo, OH. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$54K

COL-adjusted

Mid-Career

$73K

COL-adjusted

ROI Payback

4.9 yrs

in Toledo

Cost of Living

108

index (100 = avg)

Health Sciences in Toledo, OH Overview

Toledo, Ohio (pop. 270,871) has 16 colleges offering Health Sciences programs. The local cost of living index of 108 is near the national average, with average rent near campus at $1,025/month. Health Sciences has seen growing enrollment nationally, reflecting rising employer demand for Anatomy and Physiology skills. The adjusted starting salary in Toledo is approximately $54,000.

Health Sciences Salary in Toledo (COL-Adjusted)

Salaries adjusted for Toledo's cost of living index of 108 (national average = 100).

Entry Level (0-2 yrs)

$54,000(+$4,000 vs national)

Mid Career (5-9 yrs)

$73,440(+$5,440 vs national)

Senior Level (15+ yrs)

$91,800(+$6,800 vs national)

Note: National average Health Sciences salary: $50,000 starting, $68,000 mid-career, $85,000 senior level.Toledo adjustment factor: 1.08x based on the local cost of living index.

Health Sciences ROI Calculator for Toledo

Estimate your return on investment for a Health Sciences degree using local Toledo tuition and cost of living data.

Annual Tuition ($)

Public avg: $10,630 | Private avg: $40,789

Years of Study

Annual Financial Aid ($)

Toledo avg aid: $8,457/yr

Student Loan Rate (%)

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$79,896

tuition + room & board - aid

Annual Earnings Premium

$16,200

vs HS diploma in Toledo

ROI Payback Period

4.9 years

to break even

Lifetime Return in Toledo

$330,504

Lifetime earnings premium ($410,400) minus total education cost ($79,896)

Student Loan Payoff for Health Sciences in Toledo

Standard Plan (10 years)

Loan Amount$79,896

Monthly Payment$907

Total Interest$28,968

% of Monthly Income20%

Aggressive Plan (5 years)

Loan Amount$79,896

Monthly Payment$1,563

Total Interest$13,899

Interest Savings$15,069

Colleges in Toledo for Health Sciences

University of Toledo

public

$10,630/yr

$42,520 total

Community Colleges (2-Year Transfer)

Owens Community College

$4,344/yr

Top Employers for Health Sciences in Toledo

Toledo offers opportunities in Hospitals, Medical centers, Private practices for Health Sciences graduates. National top employers in this field include:

HospitalsMedical Device CompaniesPublic Health AgenciesResearch LabsClinics

Key Toledo Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Health Sciences Job Titles

Health EducatorClinical CoordinatorResearch Assistant

Health Sciences in Nearby Ohio Cities

Columbus, OH

$52K starting · COL 103

31 colleges

Cleveland, OH

$48K starting · COL 96

20 colleges

Cincinnati, OH

$51K starting · COL 102

28 colleges

Akron, OH

$53K starting · COL 105

5 colleges

Dayton, OH

$52K starting · COL 104

9 colleges

Parma, OH

$45K starting · COL 90

4 colleges

Canton, OH

$42K starting · COL 84

4 colleges

Lorain, OH

$43K starting · COL 85.2

3 colleges

Other Healthcare Majors in Toledo

Pharmacy

$54K starting · 3.5 yr ROI

Health Informatics

$54K starting · 3.8 yr ROI

Nursing

$73K starting · 3.2 yr ROI

Healthcare Administration

$54K starting · 4 yr ROI

Occupational Therapy

$54K starting · 3.8 yr ROI

Dental Hygiene

$54K starting · 3 yr ROI

Speech-Language Pathology

$54K starting · 4.2 yr ROI

Public Health

$54K starting · 5.2 yr ROI

Methodology & Education Data Sources

How we calculate Health Sciences degree outcomes in Toledo, OH: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Health Sciences programs reflects 4-year public/private weighted averages for Ohio.
Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Toledo using regional CPI data.
10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
Job market outlook for Health Sciences graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

IPEDS — Integrated Postsecondary Education Data — official federal college data
College Scorecard (US Dept of Education) — earnings, debt, completion rates
BLS Occupational Outlook Handbook — Health Sciences career projections
Federal Student Aid (FAFSA) — official US student loan and grant info
NCES Digest of Education Statistics — comprehensive education data
BLS Occupational Employment and Wages — entry-level salary data for Health Sciences grads

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Toledo Students

Beyond federal aid (FAFSA), Ohio students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Ohio)

State-specific grants stack with federal aid:

• USA.gov — Ohio programs
• NASFAA — State Aid Programs
• Search "ohio higher education commission grants"

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

• College Scorecard — earnings, debt, completion
• NCES College Navigator
• IPEDS Net Price Calculator Center

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Health Sciences Degree in Toledo — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Health Sciences ROI in other cities, or explore other majors in Toledo.

Health Sciences Overview Colleges in Toledo All Majors