What is the starting salary for Health Sciences graduates in Memphis?

The estimated starting salary for Health Sciences graduates in Memphis, TN is $46,500 per year, adjusted for the local cost of living index of 93. The national average starting salary for this major is $50,000. Salaries in Memphis are 7% lower than the national average due to cost of living differences.

Is a Health Sciences degree worth it in Memphis?

A Health Sciences degree in Memphis has an estimated ROI payback period of 6.9 years, with a projected lifetime return of $257,072 after subtracting education costs. With 22 colleges in the area and average public tuition of $9,944/year, Memphis offers affordable options for this degree. The local unemployment rate of 3% and the major's national unemployment rate of 3.5% should also factor into your decision.

How much does it cost to study Health Sciences in Memphis?

The average annual public university tuition in Memphis is $9,944, while private universities average $44,033/year. Including room and board ($14,138/year), total 4-year costs range from $96,328 at a public school to $232,684 at a private institution. Average financial aid per student in Memphis is $10,619/year.

What jobs can Health Sciences graduates get in Memphis?

Health Sciences graduates in Memphis can pursue careers as Health Educator, Clinical Coordinator, Research Assistant. Key skills valued by local employers include Anatomy, Physiology, Health Assessment, Research Methods. The Memphis job market features Hospitals, Medical centers, Private practices among the top hiring sectors for this field. National top employers include Hospitals, Medical Device Companies, Public Health Agencies.

How long to pay off student loans for Health Sciences in Memphis?

With a standard 10-year repayment plan at 6.5% interest, Health Sciences graduates in Memphis would pay $1,094/month on an estimated $96,328 in loans, with $34,926 in total interest. An aggressive 5-year plan would require $1,885/month but save $18,168 in interest. With a COL-adjusted starting salary of $46,500, monthly payments would represent 28% of gross monthly income.

Health Sciences Degree in Memphis, TN — Salary & ROI 2026

Health Sciences degree analysis for Memphis, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$47K

COL-adjusted

Mid-Career

$63K

COL-adjusted

ROI Payback

6.9 yrs

in Memphis

Cost of Living

index (100 = avg)

Health Sciences in Memphis, TN Overview

Memphis is one of Tennessee's top college towns, with 22 institutions and a student population of 42,935. Public tuition averages $9,944/year here — well below the national average, making it a cost-effective choice. Health Sciences has seen growing enrollment nationally, reflecting rising employer demand for Anatomy and Physiology skills. The adjusted starting salary in Memphis is approximately $46,500.

Health Sciences Salary in Memphis (COL-Adjusted)

Salaries adjusted for Memphis's cost of living index of 93 (national average = 100).

Entry Level (0-2 yrs)

$46,500($-3,500 vs national)

Mid Career (5-9 yrs)

$63,240($-4,760 vs national)

Senior Level (15+ yrs)

$79,050($-5,950 vs national)

Note: National average Health Sciences salary: $50,000 starting, $68,000 mid-career, $85,000 senior level.Memphis adjustment factor: 0.93x based on the local cost of living index.

Health Sciences ROI Calculator for Memphis

Estimate your return on investment for a Health Sciences degree using local Memphis tuition and cost of living data.

Annual Tuition ($)

Public avg: $9,944 | Private avg: $44,033

Years of Study

Annual Financial Aid ($)

Memphis avg aid: $10,619/yr

Student Loan Rate (%)

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$96,328

tuition + room & board - aid

Annual Earnings Premium

$13,950

vs HS diploma in Memphis

ROI Payback Period

6.9 years

to break even

Lifetime Return in Memphis

$257,072

Lifetime earnings premium ($353,400) minus total education cost ($96,328)

Student Loan Payoff for Health Sciences in Memphis

Standard Plan (10 years)

Loan Amount$96,328

Monthly Payment$1,094

Total Interest$34,926

% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$96,328

Monthly Payment$1,885

Total Interest$16,758

Interest Savings$18,168

Colleges in Memphis for Health Sciences

University of Memphis

public

$9,944/yr

$39,776 total

Rhodes College

private

$52,366/yr

$209,464 total

Christian Brothers University

private

$35,700/yr

$142,800 total

Community Colleges (2-Year Transfer)

Southwest Tennessee Community College

$4,464/yr

Top Employers for Health Sciences in Memphis

Memphis offers opportunities in Hospitals, Medical centers, Private practices for Health Sciences graduates. National top employers in this field include:

HospitalsMedical Device CompaniesPublic Health AgenciesResearch LabsClinics

Key Memphis Hiring Sectors for Healthcare

Hospitals

Medical centers

Private practices

Health systems

Pharma companies

Common Health Sciences Job Titles

Health EducatorClinical CoordinatorResearch Assistant

Health Sciences in Nearby Tennessee Cities

Nashville, TN

$46K starting · COL 92

35 colleges

Knoxville, TN

$43K starting · COL 85

5 colleges

Chattanooga, TN

$40K starting · COL 80

5 colleges

Clarksville, TN

$45K starting · COL 90

9 colleges

Murfreesboro, TN

$46K starting · COL 91

10 colleges

Franklin, TN

$59K starting · COL 118.5

4 colleges

Jackson, TN

$41K starting · COL 82.5

3 colleges

Johnson City, TN

$53K starting · COL 105

6 colleges

Other Healthcare Majors in Memphis

Pharmacy

$47K starting · 3.5 yr ROI

Health Informatics

$47K starting · 3.8 yr ROI

Nursing

$63K starting · 3.2 yr ROI

Healthcare Administration

$47K starting · 4 yr ROI

Occupational Therapy

$47K starting · 3.8 yr ROI

Dental Hygiene

$47K starting · 3 yr ROI

Speech-Language Pathology

$47K starting · 4.2 yr ROI

Public Health

$47K starting · 5.2 yr ROI

Methodology & Education Data Sources

How we calculate Health Sciences degree outcomes in Memphis, TN: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Health Sciences programs reflects 4-year public/private weighted averages for Tennessee.
Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Memphis using regional CPI data.
10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
Job market outlook for Health Sciences graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

IPEDS — Integrated Postsecondary Education Data — official federal college data
College Scorecard (US Dept of Education) — earnings, debt, completion rates
BLS Occupational Outlook Handbook — Health Sciences career projections
Federal Student Aid (FAFSA) — official US student loan and grant info
NCES Digest of Education Statistics — comprehensive education data
BLS Occupational Employment and Wages — entry-level salary data for Health Sciences grads

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Memphis Students

Beyond federal aid (FAFSA), Tennessee students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Tennessee)

State-specific grants stack with federal aid:

• USA.gov — Tennessee programs
• NASFAA — State Aid Programs
• Search "tennessee higher education commission grants"

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

• College Scorecard — earnings, debt, completion
• NCES College Navigator
• IPEDS Net Price Calculator Center

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Health Sciences Degree in Memphis — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Health Sciences ROI in other cities, or explore other majors in Memphis.

Health Sciences Overview Colleges in Memphis All Majors