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Geography Degree in Baltimore, MD — Salary & ROI 2026

Geography degree analysis for Baltimore, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$65K

COL-adjusted

Mid-Career

$88K

COL-adjusted

ROI Payback

6.9 yrs

in Baltimore

Cost of Living

130

index (100 = avg)

Geography in Baltimore, MD Overview

Baltimore is one of Maryland's top college towns, with 22 institutions and a student population of 30,415. Public tuition averages $12,096/year here — near the national average for public universities. Geography enrollment is stable nationwide, with steady demand for graduates skilled in GIS and Cartography. The adjusted starting salary in Baltimore is approximately $65,000.

Category

Social Sciences

Local Colleges

22

Public Tuition

$12,096/yr

Private Tuition

$56,325/yr

Room & Board

$21,745/yr

Avg Fin. Aid

$8,793/yr

Unemployment

6.3%

Graduation Rate

58%

Geography Salary in Baltimore (COL-Adjusted)

Salaries adjusted for Baltimore's cost of living index of 130 (national average = 100).

Entry Level (0-2 yrs)
$65,000(+$15,000 vs national)
Mid Career (5-9 yrs)
$88,400(+$20,400 vs national)
Senior Level (15+ yrs)
$110,500(+$25,500 vs national)

Note: National average Geography salary: $50,000 starting, $68,000 mid-career, $85,000 senior level.Baltimore adjustment factor: 1.30x based on the local cost of living index.

Geography ROI Calculator for Baltimore

Estimate your return on investment for a Geography degree using local Baltimore tuition and cost of living data.

Public avg: $12,096 | Private avg: $56,325

Baltimore avg aid: $8,793/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$135,364

tuition + room & board - aid

Annual Earnings Premium

$19,500

vs HS diploma in Baltimore

ROI Payback Period

6.9 years

to break even

Lifetime Return in Baltimore

$319,636

Lifetime earnings premium ($455,000) minus total education cost ($135,364)

Student Loan Payoff for Geography in Baltimore

Standard Plan (10 years)

Loan Amount$135,364
Monthly Payment$1,537
Total Interest$49,080
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$135,364
Monthly Payment$2,649
Total Interest$23,549
Interest Savings$25,531

Colleges in Baltimore for Geography

Johns Hopkins University

private

$60,480/yr

$241,920 total

University of Maryland, Baltimore County

public

$12,096/yr

$48,384 total

Loyola University Maryland

private

$52,170/yr

$208,680 total

Community Colleges (2-Year Transfer)

Baltimore City Community College

$3,768/yr

Top Employers for Geography in Baltimore

Baltimore offers opportunities in Government agencies, Non-profits, Research institutes for Geography graduates. National top employers in this field include:

EsriUS Census BureauUSGSUrban Planning DepartmentsEnvironmental Consulting

Key Baltimore Hiring Sectors for Social Sciences

Government agencies

Non-profits

Research institutes

Social services

Consulting

Common Geography Job Titles

GeographerGIS AnalystUrban PlannerCartographer

Methodology & Education Data Sources

How we calculate Geography degree outcomes in Baltimore, MD: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

  1. Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Geography programs reflects 4-year public/private weighted averages for Maryland.
  2. Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Baltimore using regional CPI data.
  3. 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
  4. Job market outlook for Geography graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
  5. Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Baltimore Students

Beyond federal aid (FAFSA), Maryland students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Maryland)

State-specific grants stack with federal aid:

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Geography Degree in Baltimore — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Geography ROI in other cities, or explore other majors in Baltimore.

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