Elementary Education Degree in Oyster Bay, NY — Salary & ROI 2026
Elementary Education degree analysis for Oyster Bay, NY. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$73K
COL-adjusted
Mid-Career
$80K
COL-adjusted
ROI Payback
4.7 yrs
in Oyster Bay
Cost of Living
145
index (100 = avg)
Elementary Education in Oyster Bay, NY Overview
Oyster Bay, New York (pop. 293,214) has 11 colleges offering Elementary Education programs. The local cost of living index of 145 is higher than average, so budget accordingly, with average rent near campus at $1,620/month. Although national enrollment in Elementary Education has been declining, graduates with skills in Lesson Planning and Classroom Management remain competitive in the job market. The adjusted starting salary in Oyster Bay is approximately $72,500.
Category
Education
Local Colleges
11
Public Tuition
$10,200/yr
Private Tuition
$42,000/yr
Room & Board
$15,477/yr
Avg Fin. Aid
$8,000/yr
Unemployment
3.9%
Graduation Rate
57%
Elementary Education Salary in Oyster Bay (COL-Adjusted)
Salaries adjusted for Oyster Bay's cost of living index of 145 (national average = 100).
Note: National average Elementary Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Oyster Bay adjustment factor: 1.45x based on the local cost of living index.
Elementary Education ROI Calculator for Oyster Bay
Estimate your return on investment for a Elementary Education degree using local Oyster Bay tuition and cost of living data.
Public avg: $10,200 | Private avg: $42,000
Oyster Bay avg aid: $8,000/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$102,708
tuition + room & board - aid
Annual Earnings Premium
$21,750
vs HS diploma in Oyster Bay
ROI Payback Period
4.7 years
to break even
Lifetime Return in Oyster Bay
$303,292
Lifetime earnings premium ($406,000) minus total education cost ($102,708)
Student Loan Payoff for Elementary Education in Oyster Bay
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Oyster Bay for Elementary Education
Oyster Bay State University
public
$10,019/yr
$40,076 total
University of Oyster Bay
public
$9,448/yr
$37,792 total
Community Colleges (2-Year Transfer)
Oyster Bay Community College
$5,924/yr
New York Technical College - Oyster Bay
$6,048/yr
Top Employers for Elementary Education in Oyster Bay
Oyster Bay offers opportunities in School districts, Universities, EdTech companies for Elementary Education graduates. National top employers in this field include:
Key Oyster Bay Hiring Sectors for Education
School districts
Universities
EdTech companies
Non-profits
Training organizations
Common Elementary Education Job Titles
Elementary Education in Nearby New York Cities
New York City, NY
$83K starting · COL 166
49 colleges
New York, NY
$94K starting · COL 187.2
279 colleges
Buffalo, NY
$61K starting · COL 122
10 colleges
North Hempstead, NY
$71K starting · COL 141.3
9 colleges
Babylon, NY
$76K starting · COL 152.3
8 colleges
Yonkers, NY
$73K starting · COL 145.3
8 colleges
Rochester, NY
$70K starting · COL 140
13 colleges
Huntington, NY
$68K starting · COL 135.6
8 colleges
Other Education Majors in Oyster Bay
Instructional Design & Technology
$73K starting · 3.8 yr ROI
Educational Psychology
$73K starting · 5 yr ROI
Higher Education Administration
$73K starting · 5.2 yr ROI
Special Education
$73K starting · 4.8 yr ROI
Music Education
$73K starting · 6 yr ROI
Physical Education
$73K starting · 5 yr ROI
Early Childhood Education
$73K starting · 6 yr ROI
Education
$0 starting · 0 yr ROI
Methodology & Education Data Sources
How we calculate Elementary Education degree outcomes in Oyster Bay, NY: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.
- Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Elementary Education programs reflects 4-year public/private weighted averages for New York.
- Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Oyster Bay using regional CPI data.
- 10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
- Job market outlook for Elementary Education graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
- Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.
Authoritative US education data sources:
- IPEDS — Integrated Postsecondary Education Data — official federal college data
- College Scorecard (US Dept of Education) — earnings, debt, completion rates
- BLS Occupational Outlook Handbook — Elementary Education career projections
- Federal Student Aid (FAFSA) — official US student loan and grant info
- NCES Digest of Education Statistics — comprehensive education data
- BLS Occupational Employment and Wages — entry-level salary data for Elementary Education grads
Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.
Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release
Financial Aid Resources for Oyster Bay Students
Beyond federal aid (FAFSA), New York students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:
Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):
State-specific grants stack with federal aid:
- • USA.gov — New York programs
- • NASFAA — State Aid Programs
- • Search "new york higher education commission grants"
Verify earnings + debt before enrolling:
- • College Scorecard — earnings, debt, completion
- • NCES College Navigator
- • IPEDS Net Price Calculator Center
Free, official, scam-free scholarship databases:
2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.
Elementary Education Degree in Oyster Bay — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Elementary Education ROI in other cities, or explore other majors in Oyster Bay.