What is the starting salary for Elementary Education graduates in Honolulu?

The estimated starting salary for Elementary Education graduates in Honolulu, HI is $60,500 per year, adjusted for the local cost of living index of 121. The national average starting salary for this major is $50,000. Salaries in Honolulu are 21% higher than the national average due to cost of living differences.

Is a Elementary Education degree worth it in Honolulu?

A Elementary Education degree in Honolulu has an estimated ROI payback period of 5.5 years, with a projected lifetime return of $239,776 after subtracting education costs. With 12 colleges in the area and average public tuition of $12,186/year, Honolulu offers affordable options for this degree. The local unemployment rate of 4% and the major's national unemployment rate of 2.5% should also factor into your decision.

How much does it cost to study Elementary Education in Honolulu?

The average annual public university tuition in Honolulu is $12,186, while private universities average $27,060/year. Including room and board ($12,570/year), total 4-year costs range from $99,024 at a public school to $158,520 at a private institution. Average financial aid per student in Honolulu is $12,299/year.

What jobs can Elementary Education graduates get in Honolulu?

Elementary Education graduates in Honolulu can pursue careers as Elementary Teacher, Curriculum Developer, Instructional Coach. Key skills valued by local employers include Lesson Planning, Classroom Management, Differentiated Instruction, Assessment. The Honolulu job market features School districts, Universities, EdTech companies among the top hiring sectors for this field. National top employers include Public Schools, Private Schools, Charter Schools.

How long to pay off student loans for Elementary Education in Honolulu?

With a standard 10-year repayment plan at 6.5% interest, Elementary Education graduates in Honolulu would pay $1,124/month on an estimated $99,024 in loans, with $35,904 in total interest. An aggressive 5-year plan would require $1,938/month but save $18,677 in interest. With a COL-adjusted starting salary of $60,500, monthly payments would represent 22% of gross monthly income.

Elementary Education Degree in Honolulu, HI — Salary & ROI 2026

Elementary Education degree analysis for Honolulu, HI. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$61K

COL-adjusted

Mid-Career

$67K

COL-adjusted

ROI Payback

5.5 yrs

in Honolulu

Cost of Living

121

index (100 = avg)

Elementary Education in Honolulu, HI Overview

Honolulu, Hawaii (pop. 350,964) has 12 colleges offering Elementary Education programs. The local cost of living index of 121 is higher than average, so budget accordingly, with average rent near campus at $1,330/month. Although national enrollment in Elementary Education has been declining, graduates with skills in Lesson Planning and Classroom Management remain competitive in the job market. The adjusted starting salary in Honolulu is approximately $60,500.

Elementary Education Salary in Honolulu (COL-Adjusted)

Salaries adjusted for Honolulu's cost of living index of 121 (national average = 100).

Entry Level (0-2 yrs)

$60,500(+$10,500 vs national)

Mid Career (5-9 yrs)

$66,550(+$11,550 vs national)

Senior Level (15+ yrs)

$75,020(+$13,020 vs national)

Note: National average Elementary Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Honolulu adjustment factor: 1.21x based on the local cost of living index.

Elementary Education ROI Calculator for Honolulu

Estimate your return on investment for a Elementary Education degree using local Honolulu tuition and cost of living data.

Annual Tuition ($)

Public avg: $12,186 | Private avg: $27,060

Years of Study

Annual Financial Aid ($)

Honolulu avg aid: $12,299/yr

Student Loan Rate (%)

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$99,024

tuition + room & board - aid

Annual Earnings Premium

$18,150

vs HS diploma in Honolulu

ROI Payback Period

5.5 years

to break even

Lifetime Return in Honolulu

$239,776

Lifetime earnings premium ($338,800) minus total education cost ($99,024)

Student Loan Payoff for Elementary Education in Honolulu

Standard Plan (10 years)

Loan Amount$99,024

Monthly Payment$1,124

Total Interest$35,904

% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$99,024

Monthly Payment$1,938

Total Interest$17,227

Interest Savings$18,677

Colleges in Honolulu for Elementary Education

University of Hawaii at Manoa

public

$12,186/yr

$48,744 total

Chaminade University of Honolulu

private

$27,060/yr

$108,240 total

Community Colleges (2-Year Transfer)

Honolulu Community College

$3,432/yr

Top Employers for Elementary Education in Honolulu

Honolulu offers opportunities in School districts, Universities, EdTech companies for Elementary Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCharter SchoolsDepartment of EducationEducation Non-Profits

Key Honolulu Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Elementary Education Job Titles

Elementary TeacherCurriculum DeveloperInstructional Coach

Other Education Majors in Honolulu

Instructional Design & Technology

$61K starting · 3.8 yr ROI

Educational Psychology

$61K starting · 5 yr ROI

Higher Education Administration

$61K starting · 5.2 yr ROI

Special Education

$61K starting · 4.8 yr ROI

Music Education

$61K starting · 6 yr ROI

Physical Education

$61K starting · 5 yr ROI

Early Childhood Education

$61K starting · 6 yr ROI

Education

$0 starting · 0 yr ROI

Methodology & Education Data Sources

How we calculate Elementary Education degree outcomes in Honolulu, HI: Our salary projections, ROI estimates, and tuition data combine multiple federal datasets to provide a localized view of education economics. We use a 10-year career-trajectory model standard in higher education research.

Tuition data sourced from IPEDS (Integrated Postsecondary Education Data System), the federal education statistics database operated by NCES. Average tuition for Elementary Education programs reflects 4-year public/private weighted averages for Hawaii.
Career salary projections based on BLS Occupational Employment and Wage Statistics, with cost-of-living adjustments for Honolulu using regional CPI data.
10-year ROI calculates: (Total Career Earnings With Degree) − (Total Career Earnings Without Degree) − (Total Education Cost Including Interest on Loans).
Job market outlook for Elementary Education graduates uses BLS Occupational Outlook Handbook 10-year projections (2024-2034 base period).
Default rates and loan data sourced from College Scorecard (US Department of Education), which tracks repayment outcomes by institution.

Authoritative US education data sources:

IPEDS — Integrated Postsecondary Education Data — official federal college data
College Scorecard (US Dept of Education) — earnings, debt, completion rates
BLS Occupational Outlook Handbook — Elementary Education career projections
Federal Student Aid (FAFSA) — official US student loan and grant info
NCES Digest of Education Statistics — comprehensive education data
BLS Occupational Employment and Wages — entry-level salary data for Elementary Education grads

Education Disclaimer: Salary and ROI estimates are projections based on national and state-level averages. Individual outcomes depend on institution prestige, GPA, internships, location, network, and economic conditions. Always verify current tuition with the institution directly, and consult a financial aid counselor before taking on student loans. Use the Federal Loan Simulator to model repayment scenarios.

Reviewed by Brazora Monk · Last updated 2026 · IPEDS & BLS data current as of latest annual release

Financial Aid Resources for Honolulu Students

Beyond federal aid (FAFSA), Hawaii students have access to state-specific grants, scholarships, and tuition assistance programs. The 2026-27 FAFSA also added a new Low Earnings Indicator (Dec 2025) flagging programs where graduates earn less than non-college peers — check your target school's status:

📋 Federal Aid (FAFSA)

Pell Grant up to $7,395/yr (2026-27). Subsidized loans at 6.53% (academic year 25-26):

🏛️ State Grants (Hawaii)

State-specific grants stack with federal aid:

• USA.gov — Hawaii programs
• NASFAA — State Aid Programs
• Search "hawaii higher education commission grants"

🎓 College Outcomes Data

Verify earnings + debt before enrolling:

• College Scorecard — earnings, debt, completion
• NCES College Navigator
• IPEDS Net Price Calculator Center

💰 Scholarship Search

Free, official, scam-free scholarship databases:

2026-27 FAFSA tip: The new Low Earnings Indicator flags programs where graduates earn less than non-graduates. Check this before enrolling. Speak with a NASFAA-credentialed financial aid counselor at your target school.

Elementary Education Degree in Honolulu — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Elementary Education ROI in other cities, or explore other majors in Honolulu.

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