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Elementary Education Degree in Baltimore, MD — Salary & ROI 2026

Elementary Education degree analysis for Baltimore, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$65K

COL-adjusted

Mid-Career

$72K

COL-adjusted

ROI Payback

6.9 yrs

in Baltimore

Cost of Living

130

index (100 = avg)

Elementary Education in Baltimore, MD Overview

Baltimore is one of Maryland's top college towns, with 22 institutions and a student population of 30,415. Public tuition averages $12,096/year here — near the national average for public universities. Although national enrollment in Elementary Education has been declining, graduates with skills in Lesson Planning and Classroom Management remain competitive in the job market. The adjusted starting salary in Baltimore is approximately $65,000.

Category

Education

Local Colleges

22

Public Tuition

$12,096/yr

Private Tuition

$56,325/yr

Room & Board

$21,745/yr

Avg Fin. Aid

$8,793/yr

Unemployment

6.3%

Graduation Rate

58%

Elementary Education Salary in Baltimore (COL-Adjusted)

Salaries adjusted for Baltimore's cost of living index of 130 (national average = 100).

Entry Level (0-2 yrs)
$65,000(+$15,000 vs national)
Mid Career (5-9 yrs)
$71,500(+$16,500 vs national)
Senior Level (15+ yrs)
$80,600(+$18,600 vs national)

Note: National average Elementary Education salary: $50,000 starting, $55,000 mid-career, $62,000 senior level.Baltimore adjustment factor: 1.30x based on the local cost of living index.

Elementary Education ROI Calculator for Baltimore

Estimate your return on investment for a Elementary Education degree using local Baltimore tuition and cost of living data.

Public avg: $12,096 | Private avg: $56,325

Baltimore avg aid: $8,793/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$135,364

tuition + room & board - aid

Annual Earnings Premium

$19,500

vs HS diploma in Baltimore

ROI Payback Period

6.9 years

to break even

Lifetime Return in Baltimore

$228,636

Lifetime earnings premium ($364,000) minus total education cost ($135,364)

Student Loan Payoff for Elementary Education in Baltimore

Standard Plan (10 years)

Loan Amount$135,364
Monthly Payment$1,537
Total Interest$49,080
% of Monthly Income28%

Aggressive Plan (5 years)

Loan Amount$135,364
Monthly Payment$2,649
Total Interest$23,549
Interest Savings$25,531

Colleges in Baltimore for Elementary Education

Johns Hopkins University

private

$60,480/yr

$241,920 total

University of Maryland, Baltimore County

public

$12,096/yr

$48,384 total

Loyola University Maryland

private

$52,170/yr

$208,680 total

Community Colleges (2-Year Transfer)

Baltimore City Community College

$3,768/yr

Top Employers for Elementary Education in Baltimore

Baltimore offers opportunities in School districts, Universities, EdTech companies for Elementary Education graduates. National top employers in this field include:

Public SchoolsPrivate SchoolsCharter SchoolsDepartment of EducationEducation Non-Profits

Key Baltimore Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Elementary Education Job Titles

Elementary TeacherCurriculum DeveloperInstructional Coach

Elementary Education Degree in Baltimore — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Elementary Education ROI in other cities, or explore other majors in Baltimore.

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