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Educational Psychology Degree in Worcester, MA — Salary & ROI 2026

Educational Psychology degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$59K

COL-adjusted

Mid-Career

$76K

COL-adjusted

ROI Payback

8.4 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Educational Psychology in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Educational Psychology programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Educational Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Learning Theory and Assessment Design. The adjusted starting salary in Worcester is approximately $58,500.

Category

Education

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Educational Psychology Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$58,500(+$8,500 vs national)
Mid Career (5-9 yrs)
$76,050(+$11,050 vs national)
Senior Level (15+ yrs)
$95,940(+$13,940 vs national)

Note: National average Educational Psychology salary: $50,000 starting, $65,000 mid-career, $82,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Educational Psychology ROI Calculator for Worcester

Estimate your return on investment for a Educational Psychology degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$17,550

vs HS diploma in Worcester

ROI Payback Period

8.4 years

to break even

Lifetime Return in Worcester

$297,612

Lifetime earnings premium ($444,600) minus total education cost ($146,988)

Student Loan Payoff for Educational Psychology in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income34%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Educational Psychology

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Educational Psychology in Worcester

Worcester offers opportunities in School districts, Universities, EdTech companies for Educational Psychology graduates. National top employers in this field include:

SchoolsUniversitiesTesting CompaniesResearch LabsGovernment

Key Worcester Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Educational Psychology Job Titles

School PsychologistEducational ResearcherAssessment Specialist

Educational Psychology Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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