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Educational Psychology Degree in Rancho Cucamonga, CA — Salary & ROI 2026

Educational Psychology degree analysis for Rancho Cucamonga, CA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$65K

COL-adjusted

Mid-Career

$85K

COL-adjusted

ROI Payback

6.3 yrs

in Rancho Cucamonga

Cost of Living

130.5

index (100 = avg)

Educational Psychology in Rancho Cucamonga, CA Overview

Rancho Cucamonga, California (pop. 177,603) has 7 colleges offering Educational Psychology programs. The local cost of living index of 130.5 is higher than average, so budget accordingly, with average rent near campus at $1,770/month. Educational Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Learning Theory and Assessment Design. The adjusted starting salary in Rancho Cucamonga is approximately $65,250.

Category

Education

Local Colleges

7

Public Tuition

$14,500/yr

Private Tuition

$42,000/yr

Room & Board

$16,368/yr

Avg Fin. Aid

$13,696/yr

Unemployment

4.6%

Graduation Rate

50%

Educational Psychology Salary in Rancho Cucamonga (COL-Adjusted)

Salaries adjusted for Rancho Cucamonga's cost of living index of 130.5 (national average = 100).

Entry Level (0-2 yrs)
$65,250(+$15,250 vs national)
Mid Career (5-9 yrs)
$84,825(+$19,825 vs national)
Senior Level (15+ yrs)
$107,010(+$25,010 vs national)

Note: National average Educational Psychology salary: $50,000 starting, $65,000 mid-career, $82,000 senior level.Rancho Cucamonga adjustment factor: 1.30x based on the local cost of living index.

Educational Psychology ROI Calculator for Rancho Cucamonga

Estimate your return on investment for a Educational Psychology degree using local Rancho Cucamonga tuition and cost of living data.

Public avg: $14,500 | Private avg: $42,000

Rancho Cucamonga avg aid: $13,696/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,472

tuition + room & board - aid

Annual Earnings Premium

$19,575

vs HS diploma in Rancho Cucamonga

ROI Payback Period

6.3 years

to break even

Lifetime Return in Rancho Cucamonga

$372,428

Lifetime earnings premium ($495,900) minus total education cost ($123,472)

Student Loan Payoff for Educational Psychology in Rancho Cucamonga

Standard Plan (10 years)

Loan Amount$123,472
Monthly Payment$1,402
Total Interest$44,768
% of Monthly Income26%

Aggressive Plan (5 years)

Loan Amount$123,472
Monthly Payment$2,416
Total Interest$21,480
Interest Savings$23,288

Colleges in Rancho Cucamonga for Educational Psychology

Rancho Cucamonga State University

public

$14,832/yr

$59,328 total

University of Rancho Cucamonga

public

$15,603/yr

$62,412 total

Community Colleges (2-Year Transfer)

Rancho Cucamonga Community College

$6,383/yr

Top Employers for Educational Psychology in Rancho Cucamonga

Rancho Cucamonga offers opportunities in School districts, Universities, EdTech companies for Educational Psychology graduates. National top employers in this field include:

SchoolsUniversitiesTesting CompaniesResearch LabsGovernment

Key Rancho Cucamonga Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Educational Psychology Job Titles

School PsychologistEducational ResearcherAssessment Specialist

Educational Psychology Degree in Rancho Cucamonga — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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