Educational Psychology Degree in Columbia, MD — Salary & ROI 2026
Educational Psychology degree analysis for Columbia, MD. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$64K
COL-adjusted
Mid-Career
$83K
COL-adjusted
ROI Payback
5.4 yrs
in Columbia
Cost of Living
127.2
index (100 = avg)
Educational Psychology in Columbia, MD Overview
While Columbia has a smaller college scene with 4 institutions, Educational Psychology students benefit from lower tuition costs. Room and board averages $15,096/year, and the car-friendly layout shapes the student experience. Educational Psychology enrollment is stable nationwide, with steady demand for graduates skilled in Learning Theory and Assessment Design. The adjusted starting salary in Columbia is approximately $63,600.
Category
Education
Local Colleges
4
Public Tuition
$10,800/yr
Private Tuition
$42,000/yr
Room & Board
$15,096/yr
Avg Fin. Aid
$11,277/yr
Unemployment
3.6%
Graduation Rate
68%
Educational Psychology Salary in Columbia (COL-Adjusted)
Salaries adjusted for Columbia's cost of living index of 127.2 (national average = 100).
Note: National average Educational Psychology salary: $50,000 starting, $65,000 mid-career, $82,000 senior level.Columbia adjustment factor: 1.27x based on the local cost of living index.
Educational Psychology ROI Calculator for Columbia
Estimate your return on investment for a Educational Psychology degree using local Columbia tuition and cost of living data.
Public avg: $10,800 | Private avg: $42,000
Columbia avg aid: $11,277/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$103,584
tuition + room & board - aid
Annual Earnings Premium
$19,080
vs HS diploma in Columbia
ROI Payback Period
5.4 years
to break even
Lifetime Return in Columbia
$379,776
Lifetime earnings premium ($483,360) minus total education cost ($103,584)
Student Loan Payoff for Educational Psychology in Columbia
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Columbia for Educational Psychology
Columbia State University
public
$10,473/yr
$41,892 total
University of Columbia
public
$12,187/yr
$48,748 total
Community Colleges (2-Year Transfer)
Columbia Community College
$6,406/yr
Top Employers for Educational Psychology in Columbia
Columbia offers opportunities in School districts, Universities, EdTech companies for Educational Psychology graduates. National top employers in this field include:
Key Columbia Hiring Sectors for Education
School districts
Universities
EdTech companies
Non-profits
Training organizations
Common Educational Psychology Job Titles
Educational Psychology in Nearby Maryland Cities
Baltimore, MD
$65K starting · COL 130
22 colleges
Silver Spring, MD
$61K starting · COL 122.5
4 colleges
Frederick, MD
$56K starting · COL 112.5
4 colleges
Waldorf, MD
$60K starting · COL 120.7
4 colleges
Ellicott City, MD
$57K starting · COL 114.2
3 colleges
Glen Burnie, MD
$54K starting · COL 108.8
3 colleges
Rockville, MD
$64K starting · COL 128.5
3 colleges
Bethesda, MD
$58K starting · COL 116.7
3 colleges
Other Education Majors in Columbia
Instructional Design & Technology
$64K starting · 3.8 yr ROI
Higher Education Administration
$64K starting · 5.2 yr ROI
Elementary Education
$64K starting · 5 yr ROI
Special Education
$64K starting · 4.8 yr ROI
Music Education
$64K starting · 6 yr ROI
Physical Education
$64K starting · 5 yr ROI
Early Childhood Education
$64K starting · 6 yr ROI
Education
$0 starting · 0 yr ROI
Educational Psychology Degree in Columbia — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Educational Psychology ROI in other cities, or explore other majors in Columbia.