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Early Childhood Education Degree in Lowell, MA — Salary & ROI 2026

Early Childhood Education degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$51K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Early Childhood Education in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Early Childhood Education students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Early Childhood Education enrollment is stable nationwide, with steady demand for graduates skilled in Child Development and Play-Based Learning. The adjusted starting salary in Lowell is approximately $56,250.

Category

Education

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Early Childhood Education Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$50,625(+$5,625 vs national)
Senior Level (15+ yrs)
$58,500(+$6,500 vs national)

Note: National average Early Childhood Education salary: $50,000 starting, $45,000 mid-career, $52,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Early Childhood Education ROI Calculator for Lowell

Estimate your return on investment for a Early Childhood Education degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$79,108

Lifetime earnings premium ($202,500) minus total education cost ($123,392)

Student Loan Payoff for Early Childhood Education in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Early Childhood Education

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Early Childhood Education in Lowell

Lowell offers opportunities in School districts, Universities, EdTech companies for Early Childhood Education graduates. National top employers in this field include:

PreschoolsHead StartChild Care CentersPublic SchoolsNon-Profits

Key Lowell Hiring Sectors for Education

School districts

Universities

EdTech companies

Non-profits

Training organizations

Common Early Childhood Education Job Titles

Preschool TeacherChild Development SpecialistHead Start Director

Early Childhood Education Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Early Childhood Education ROI in other cities, or explore other majors in Lowell.

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