Early Childhood Education Degree in Chattanooga, TN — Salary & ROI 2026
Early Childhood Education degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$40K
COL-adjusted
Mid-Career
$36K
COL-adjusted
ROI Payback
7.3 yrs
in Chattanooga
Cost of Living
80
index (100 = avg)
Early Childhood Education in Chattanooga, TN Overview
While Chattanooga has a smaller college scene with 5 institutions, Early Childhood Education students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Early Childhood Education enrollment is stable nationwide, with steady demand for graduates skilled in Child Development and Play-Based Learning. The adjusted starting salary in Chattanooga is approximately $40,000.
Category
Education
Local Colleges
5
Public Tuition
$9,648/yr
Private Tuition
$39,466/yr
Room & Board
$12,210/yr
Avg Fin. Aid
$9,310/yr
Unemployment
3%
Graduation Rate
50%
Early Childhood Education Salary in Chattanooga (COL-Adjusted)
Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).
Note: National average Early Childhood Education salary: $50,000 starting, $45,000 mid-career, $52,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.
Early Childhood Education ROI Calculator for Chattanooga
Estimate your return on investment for a Early Childhood Education degree using local Chattanooga tuition and cost of living data.
Public avg: $9,648 | Private avg: $39,466
Chattanooga avg aid: $9,310/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$87,432
tuition + room & board - aid
Annual Earnings Premium
$12,000
vs HS diploma in Chattanooga
ROI Payback Period
7.3 years
to break even
Lifetime Return in Chattanooga
$56,568
Lifetime earnings premium ($144,000) minus total education cost ($87,432)
Student Loan Payoff for Early Childhood Education in Chattanooga
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Chattanooga for Early Childhood Education
University of Tennessee at Chattanooga
public
$9,648/yr
$38,592 total
Community Colleges (2-Year Transfer)
Chattanooga State Community College
$4,320/yr
Top Employers for Early Childhood Education in Chattanooga
Chattanooga offers opportunities in School districts, Universities, EdTech companies for Early Childhood Education graduates. National top employers in this field include:
Key Chattanooga Hiring Sectors for Education
School districts
Universities
EdTech companies
Non-profits
Training organizations
Common Early Childhood Education Job Titles
Early Childhood Education in Nearby Tennessee Cities
Nashville, TN
$46K starting · COL 92
35 colleges
Memphis, TN
$47K starting · COL 93
22 colleges
Knoxville, TN
$43K starting · COL 85
5 colleges
Clarksville, TN
$45K starting · COL 90
9 colleges
Murfreesboro, TN
$46K starting · COL 91
10 colleges
Franklin, TN
$59K starting · COL 118.5
4 colleges
Jackson, TN
$41K starting · COL 82.5
3 colleges
Johnson City, TN
$53K starting · COL 105
6 colleges
Other Education Majors in Chattanooga
Instructional Design & Technology
$40K starting · 3.8 yr ROI
Educational Psychology
$40K starting · 5 yr ROI
Higher Education Administration
$40K starting · 5.2 yr ROI
Elementary Education
$40K starting · 5 yr ROI
Special Education
$40K starting · 4.8 yr ROI
Music Education
$40K starting · 6 yr ROI
Physical Education
$40K starting · 5 yr ROI
Education
$0 starting · 0 yr ROI
Early Childhood Education Degree in Chattanooga — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Early Childhood Education ROI in other cities, or explore other majors in Chattanooga.