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Cybersecurity Degree in Chattanooga, TN — Salary & ROI 2026

Cybersecurity degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$64K

COL-adjusted

Mid-Career

$92K

COL-adjusted

ROI Payback

2.4 yrs

in Chattanooga

Cost of Living

80

index (100 = avg)

Cybersecurity in Chattanooga, TN Overview

While Chattanooga has a smaller college scene with 5 institutions, Cybersecurity students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Cybersecurity has seen growing enrollment nationally, reflecting rising employer demand for Network Security and Ethical Hacking skills. The adjusted starting salary in Chattanooga is approximately $64,000.

Category

STEM

Local Colleges

5

Public Tuition

$9,648/yr

Private Tuition

$39,466/yr

Room & Board

$12,210/yr

Avg Fin. Aid

$9,310/yr

Unemployment

3%

Graduation Rate

50%

Cybersecurity Salary in Chattanooga (COL-Adjusted)

Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).

Entry Level (0-2 yrs)
$64,000($-16,000 vs national)
Mid Career (5-9 yrs)
$92,000($-23,000 vs national)
Senior Level (15+ yrs)
$116,000($-29,000 vs national)

Note: National average Cybersecurity salary: $80,000 starting, $115,000 mid-career, $145,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.

Cybersecurity ROI Calculator for Chattanooga

Estimate your return on investment for a Cybersecurity degree using local Chattanooga tuition and cost of living data.

Public avg: $9,648 | Private avg: $39,466

Chattanooga avg aid: $9,310/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$87,432

tuition + room & board - aid

Annual Earnings Premium

$36,000

vs HS diploma in Chattanooga

ROI Payback Period

2.4 years

to break even

Lifetime Return in Chattanooga

$752,568

Lifetime earnings premium ($840,000) minus total education cost ($87,432)

Student Loan Payoff for Cybersecurity in Chattanooga

Standard Plan (10 years)

Loan Amount$87,432
Monthly Payment$993
Total Interest$31,701
% of Monthly Income19%

Aggressive Plan (5 years)

Loan Amount$87,432
Monthly Payment$1,711
Total Interest$15,210
Interest Savings$16,490

Colleges in Chattanooga for Cybersecurity

University of Tennessee at Chattanooga

public

$9,648/yr

$38,592 total

Community Colleges (2-Year Transfer)

Chattanooga State Community College

$4,320/yr

Top Employers for Cybersecurity in Chattanooga

Chattanooga offers opportunities in Tech companies, Research labs, Government agencies for Cybersecurity graduates. National top employers in this field include:

NSACrowdStrikePalo Alto NetworksMandiantBooz Allen

Key Chattanooga Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Cybersecurity Job Titles

Security AnalystPenetration TesterCISO

Cybersecurity Degree in Chattanooga — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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Compare Cybersecurity ROI in other cities, or explore other majors in Chattanooga.

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