DegreeCalc

Cognitive Science Degree in Lowell, MA — Salary & ROI 2026

Cognitive Science degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$56K

COL-adjusted

Mid-Career

$107K

COL-adjusted

ROI Payback

7.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Cognitive Science in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Cognitive Science students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Cognitive Science has seen growing enrollment nationally, reflecting rising employer demand for UX Research and Experimental Design skills. The adjusted starting salary in Lowell is approximately $56,250, growing to $106,875 by mid-career.

Category

STEM

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Cognitive Science Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$56,250(+$6,250 vs national)
Mid Career (5-9 yrs)
$106,875(+$11,875 vs national)
Senior Level (15+ yrs)
$135,000(+$15,000 vs national)

Note: National average Cognitive Science salary: $50,000 starting, $95,000 mid-career, $120,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Cognitive Science ROI Calculator for Lowell

Estimate your return on investment for a Cognitive Science degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$16,875

vs HS diploma in Lowell

ROI Payback Period

7.3 years

to break even

Lifetime Return in Lowell

$607,858

Lifetime earnings premium ($731,250) minus total education cost ($123,392)

Student Loan Payoff for Cognitive Science in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Cognitive Science

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Cognitive Science in Lowell

Lowell offers opportunities in Tech companies, Research labs, Government agencies for Cognitive Science graduates. National top employers in this field include:

GoogleAppleMicrosoftMetaUX Research Firms

Key Lowell Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Cognitive Science Job Titles

UX ResearcherProduct ManagerAI Research Scientist

Cognitive Science Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Cognitive Science ROI in other cities, or explore other majors in Lowell.

Frequently Asked Questions

Related Calculators