DegreeCalc

Cognitive Science Degree in Chattanooga, TN — Salary & ROI 2026

Cognitive Science degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$40K

COL-adjusted

Mid-Career

$76K

COL-adjusted

ROI Payback

7.3 yrs

in Chattanooga

Cost of Living

80

index (100 = avg)

Cognitive Science in Chattanooga, TN Overview

While Chattanooga has a smaller college scene with 5 institutions, Cognitive Science students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Cognitive Science has seen growing enrollment nationally, reflecting rising employer demand for UX Research and Experimental Design skills. The adjusted starting salary in Chattanooga is approximately $40,000, growing to $76,000 by mid-career.

Category

STEM

Local Colleges

5

Public Tuition

$9,648/yr

Private Tuition

$39,466/yr

Room & Board

$12,210/yr

Avg Fin. Aid

$9,310/yr

Unemployment

3%

Graduation Rate

50%

Cognitive Science Salary in Chattanooga (COL-Adjusted)

Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).

Entry Level (0-2 yrs)
$40,000($-10,000 vs national)
Mid Career (5-9 yrs)
$76,000($-19,000 vs national)
Senior Level (15+ yrs)
$96,000($-24,000 vs national)

Note: National average Cognitive Science salary: $50,000 starting, $95,000 mid-career, $120,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.

Cognitive Science ROI Calculator for Chattanooga

Estimate your return on investment for a Cognitive Science degree using local Chattanooga tuition and cost of living data.

Public avg: $9,648 | Private avg: $39,466

Chattanooga avg aid: $9,310/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$87,432

tuition + room & board - aid

Annual Earnings Premium

$12,000

vs HS diploma in Chattanooga

ROI Payback Period

7.3 years

to break even

Lifetime Return in Chattanooga

$432,568

Lifetime earnings premium ($520,000) minus total education cost ($87,432)

Student Loan Payoff for Cognitive Science in Chattanooga

Standard Plan (10 years)

Loan Amount$87,432
Monthly Payment$993
Total Interest$31,701
% of Monthly Income30%

Aggressive Plan (5 years)

Loan Amount$87,432
Monthly Payment$1,711
Total Interest$15,210
Interest Savings$16,490

Colleges in Chattanooga for Cognitive Science

University of Tennessee at Chattanooga

public

$9,648/yr

$38,592 total

Community Colleges (2-Year Transfer)

Chattanooga State Community College

$4,320/yr

Top Employers for Cognitive Science in Chattanooga

Chattanooga offers opportunities in Tech companies, Research labs, Government agencies for Cognitive Science graduates. National top employers in this field include:

GoogleAppleMicrosoftMetaUX Research Firms

Key Chattanooga Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Cognitive Science Job Titles

UX ResearcherProduct ManagerAI Research Scientist

Cognitive Science Degree in Chattanooga — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Cognitive Science ROI in other cities, or explore other majors in Chattanooga.

Frequently Asked Questions

Related Calculators