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Civil Engineering Degree in Lowell, MA — Salary & ROI 2026

Civil Engineering degree analysis for Lowell, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$77K

COL-adjusted

Mid-Career

$113K

COL-adjusted

ROI Payback

3.3 yrs

in Lowell

Cost of Living

112.5

index (100 = avg)

Civil Engineering in Lowell, MA Overview

While Lowell has a smaller college scene with 5 institutions, Civil Engineering students benefit from the close-knit academic community. Room and board averages $14,748/year, and the car-friendly layout shapes the student experience. Civil Engineering enrollment is stable nationwide, with steady demand for graduates skilled in Structural Analysis and AutoCAD. The adjusted starting salary in Lowell is approximately $76,500.

Category

Engineering

Local Colleges

5

Public Tuition

$16,100/yr

Private Tuition

$48,000/yr

Room & Board

$14,748/yr

Avg Fin. Aid

$14,502/yr

Unemployment

3%

Graduation Rate

73%

Civil Engineering Salary in Lowell (COL-Adjusted)

Salaries adjusted for Lowell's cost of living index of 112.5 (national average = 100).

Entry Level (0-2 yrs)
$76,500(+$8,500 vs national)
Mid Career (5-9 yrs)
$112,500(+$12,500 vs national)
Senior Level (15+ yrs)
$140,625(+$15,625 vs national)

Note: National average Civil Engineering salary: $68,000 starting, $100,000 mid-career, $125,000 senior level.Lowell adjustment factor: 1.13x based on the local cost of living index.

Civil Engineering ROI Calculator for Lowell

Estimate your return on investment for a Civil Engineering degree using local Lowell tuition and cost of living data.

Public avg: $16,100 | Private avg: $48,000

Lowell avg aid: $14,502/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$123,392

tuition + room & board - aid

Annual Earnings Premium

$37,125

vs HS diploma in Lowell

ROI Payback Period

3.3 years

to break even

Lifetime Return in Lowell

$832,858

Lifetime earnings premium ($956,250) minus total education cost ($123,392)

Student Loan Payoff for Civil Engineering in Lowell

Standard Plan (10 years)

Loan Amount$123,392
Monthly Payment$1,401
Total Interest$44,739
% of Monthly Income22%

Aggressive Plan (5 years)

Loan Amount$123,392
Monthly Payment$2,414
Total Interest$21,466
Interest Savings$23,273

Colleges in Lowell for Civil Engineering

Lowell State University

public

$16,448/yr

$65,792 total

University of Lowell

public

$18,005/yr

$72,020 total

Community Colleges (2-Year Transfer)

Lowell Community College

$6,184/yr

Top Employers for Civil Engineering in Lowell

Lowell offers opportunities in Engineering firms, Manufacturing, Defense contractors for Civil Engineering graduates. National top employers in this field include:

AECOMBechtelJacobsUS Army Corps of EngineersKiewit

Key Lowell Hiring Sectors for Engineering

Engineering firms

Manufacturing

Defense contractors

Energy companies

Construction firms

Common Civil Engineering Job Titles

Civil EngineerStructural EngineerProject Manager

Civil Engineering Degree in Lowell — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

Explore More

Compare Civil Engineering ROI in other cities, or explore other majors in Lowell.

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