Civil Engineering Degree in Chattanooga, TN — Salary & ROI 2026
Civil Engineering degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$54K
COL-adjusted
Mid-Career
$80K
COL-adjusted
ROI Payback
3.3 yrs
in Chattanooga
Cost of Living
80
index (100 = avg)
Civil Engineering in Chattanooga, TN Overview
While Chattanooga has a smaller college scene with 5 institutions, Civil Engineering students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Civil Engineering enrollment is stable nationwide, with steady demand for graduates skilled in Structural Analysis and AutoCAD. The adjusted starting salary in Chattanooga is approximately $54,400.
Category
Engineering
Local Colleges
5
Public Tuition
$9,648/yr
Private Tuition
$39,466/yr
Room & Board
$12,210/yr
Avg Fin. Aid
$9,310/yr
Unemployment
3%
Graduation Rate
50%
Civil Engineering Salary in Chattanooga (COL-Adjusted)
Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).
Note: National average Civil Engineering salary: $68,000 starting, $100,000 mid-career, $125,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.
Civil Engineering ROI Calculator for Chattanooga
Estimate your return on investment for a Civil Engineering degree using local Chattanooga tuition and cost of living data.
Public avg: $9,648 | Private avg: $39,466
Chattanooga avg aid: $9,310/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$87,432
tuition + room & board - aid
Annual Earnings Premium
$26,400
vs HS diploma in Chattanooga
ROI Payback Period
3.3 years
to break even
Lifetime Return in Chattanooga
$592,568
Lifetime earnings premium ($680,000) minus total education cost ($87,432)
Student Loan Payoff for Civil Engineering in Chattanooga
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Chattanooga for Civil Engineering
University of Tennessee at Chattanooga
public
$9,648/yr
$38,592 total
Community Colleges (2-Year Transfer)
Chattanooga State Community College
$4,320/yr
Top Employers for Civil Engineering in Chattanooga
Chattanooga offers opportunities in Engineering firms, Manufacturing, Defense contractors for Civil Engineering graduates. National top employers in this field include:
Key Chattanooga Hiring Sectors for Engineering
Engineering firms
Manufacturing
Defense contractors
Energy companies
Construction firms
Common Civil Engineering Job Titles
Civil Engineering in Nearby Tennessee Cities
Nashville, TN
$63K starting · COL 92
35 colleges
Memphis, TN
$63K starting · COL 93
22 colleges
Knoxville, TN
$58K starting · COL 85
5 colleges
Clarksville, TN
$61K starting · COL 90
9 colleges
Murfreesboro, TN
$62K starting · COL 91
10 colleges
Franklin, TN
$81K starting · COL 118.5
4 colleges
Jackson, TN
$56K starting · COL 82.5
3 colleges
Johnson City, TN
$71K starting · COL 105
6 colleges
Other Engineering Majors in Chattanooga
Petroleum Engineering
$40K starting · 2.5 yr ROI
Computer Engineering
$40K starting · 3 yr ROI
Chemical Engineering
$66K starting · 3.2 yr ROI
Nuclear Engineering
$40K starting · 3.3 yr ROI
Electrical Engineering
$64K starting · 3.3 yr ROI
Aerospace Engineering
$64K starting · 3.5 yr ROI
Mechanical Engineering
$62K starting · 3.5 yr ROI
Mining Engineering
$40K starting · 3 yr ROI
Civil Engineering Degree in Chattanooga — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Civil Engineering ROI in other cities, or explore other majors in Chattanooga.