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Applied Mathematics Degree in Worcester, MA — Salary & ROI 2026

Applied Mathematics degree analysis for Worcester, MA. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.

Starting Salary

$59K

COL-adjusted

Mid-Career

$129K

COL-adjusted

ROI Payback

8.4 yrs

in Worcester

Cost of Living

117

index (100 = avg)

Applied Mathematics in Worcester, MA Overview

Worcester, Massachusetts (pop. 206,518) has 11 colleges offering Applied Mathematics programs. The local cost of living index of 117 is higher than average, so budget accordingly, with average rent near campus at $1,228/month. Applied Mathematics has seen growing enrollment nationally, reflecting rising employer demand for Differential Equations and Numerical Methods skills. The adjusted starting salary in Worcester is approximately $58,500, growing to $128,700 by mid-career.

Category

STEM

Local Colleges

11

Public Tuition

$16,670/yr

Private Tuition

$56,344/yr

Room & Board

$20,077/yr

Avg Fin. Aid

$15,422/yr

Unemployment

5.2%

Graduation Rate

51%

Applied Mathematics Salary in Worcester (COL-Adjusted)

Salaries adjusted for Worcester's cost of living index of 117 (national average = 100).

Entry Level (0-2 yrs)
$58,500(+$8,500 vs national)
Mid Career (5-9 yrs)
$128,700(+$18,700 vs national)
Senior Level (15+ yrs)
$163,800(+$23,800 vs national)

Note: National average Applied Mathematics salary: $50,000 starting, $110,000 mid-career, $140,000 senior level.Worcester adjustment factor: 1.17x based on the local cost of living index.

Applied Mathematics ROI Calculator for Worcester

Estimate your return on investment for a Applied Mathematics degree using local Worcester tuition and cost of living data.

Public avg: $16,670 | Private avg: $56,344

Worcester avg aid: $15,422/yr

Federal avg: 6.5% | Private: 4-14%

Total Education Cost

$146,988

tuition + room & board - aid

Annual Earnings Premium

$17,550

vs HS diploma in Worcester

ROI Payback Period

8.4 years

to break even

Lifetime Return in Worcester

$964,512

Lifetime earnings premium ($1,111,500) minus total education cost ($146,988)

Student Loan Payoff for Applied Mathematics in Worcester

Standard Plan (10 years)

Loan Amount$146,988
Monthly Payment$1,669
Total Interest$53,294
% of Monthly Income34%

Aggressive Plan (5 years)

Loan Amount$146,988
Monthly Payment$2,876
Total Interest$25,571
Interest Savings$27,723

Colleges in Worcester for Applied Mathematics

Worcester Polytechnic Institute

private

$56,818/yr

$227,272 total

College of the Holy Cross

private

$55,870/yr

$223,480 total

Community Colleges (2-Year Transfer)

Quinsigamond Community College

$5,760/yr

Top Employers for Applied Mathematics in Worcester

Worcester offers opportunities in Tech companies, Research labs, Government agencies for Applied Mathematics graduates. National top employers in this field include:

Goldman SachsGoogleTwo SigmaCitadelBoeing

Key Worcester Hiring Sectors for STEM

Tech companies

Research labs

Government agencies

Startups

Consulting firms

Common Applied Mathematics Job Titles

Quantitative AnalystOperations Research AnalystData Scientist

Applied Mathematics Degree in Worcester — FAQ

Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.

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