Accounting Degree in Chattanooga, TN — Salary & ROI 2026
Accounting degree analysis for Chattanooga, TN. COL-adjusted salary data, local tuition costs, ROI calculator, and job market outlook.
Starting Salary
$50K
COL-adjusted
Mid-Career
$72K
COL-adjusted
ROI Payback
4 yrs
in Chattanooga
Cost of Living
80
index (100 = avg)
Accounting in Chattanooga, TN Overview
While Chattanooga has a smaller college scene with 5 institutions, Accounting students benefit from lower tuition costs. Room and board averages $12,210/year, and the car-friendly layout shapes the student experience. Accounting enrollment is stable nationwide, with steady demand for graduates skilled in Financial Reporting and Tax Preparation. The adjusted starting salary in Chattanooga is approximately $49,600.
Category
Business
Local Colleges
5
Public Tuition
$9,648/yr
Private Tuition
$39,466/yr
Room & Board
$12,210/yr
Avg Fin. Aid
$9,310/yr
Unemployment
3%
Graduation Rate
50%
Accounting Salary in Chattanooga (COL-Adjusted)
Salaries adjusted for Chattanooga's cost of living index of 80 (national average = 100).
Note: National average Accounting salary: $62,000 starting, $90,000 mid-career, $115,000 senior level.Chattanooga adjustment factor: 0.80x based on the local cost of living index.
Accounting ROI Calculator for Chattanooga
Estimate your return on investment for a Accounting degree using local Chattanooga tuition and cost of living data.
Public avg: $9,648 | Private avg: $39,466
Chattanooga avg aid: $9,310/yr
Federal avg: 6.5% | Private: 4-14%
Total Education Cost
$87,432
tuition + room & board - aid
Annual Earnings Premium
$21,600
vs HS diploma in Chattanooga
ROI Payback Period
4 years
to break even
Lifetime Return in Chattanooga
$512,568
Lifetime earnings premium ($600,000) minus total education cost ($87,432)
Student Loan Payoff for Accounting in Chattanooga
Standard Plan (10 years)
Aggressive Plan (5 years)
Colleges in Chattanooga for Accounting
University of Tennessee at Chattanooga
public
$9,648/yr
$38,592 total
Community Colleges (2-Year Transfer)
Chattanooga State Community College
$4,320/yr
Top Employers for Accounting in Chattanooga
Chattanooga offers opportunities in Financial services, Consulting firms, Fortune 500 companies for Accounting graduates. National top employers in this field include:
Key Chattanooga Hiring Sectors for Business
Financial services
Consulting firms
Fortune 500 companies
Startups
Marketing agencies
Common Accounting Job Titles
Accounting in Nearby Tennessee Cities
Nashville, TN
$57K starting · COL 92
35 colleges
Memphis, TN
$58K starting · COL 93
22 colleges
Knoxville, TN
$53K starting · COL 85
5 colleges
Clarksville, TN
$56K starting · COL 90
9 colleges
Murfreesboro, TN
$56K starting · COL 91
10 colleges
Franklin, TN
$73K starting · COL 118.5
4 colleges
Jackson, TN
$51K starting · COL 82.5
3 colleges
Johnson City, TN
$65K starting · COL 105
6 colleges
Other Business Majors in Chattanooga
Business Analytics
$62K starting · 2 yr ROI
Finance
$56K starting · 3.5 yr ROI
Economics
$52K starting · 4 yr ROI
Information Systems
$40K starting · 3.3 yr ROI
Supply Chain Management
$40K starting · 3.5 yr ROI
Operations Management
$40K starting · 3.8 yr ROI
Real Estate
$40K starting · 4 yr ROI
Business Administration
$46K starting · 4.2 yr ROI
Accounting Degree in Chattanooga — FAQ
Data Sources: Salary data from BLS Occupational Outlook Handbook. Cost of living from BLS Regional Data. College data from NCES/IPEDS. Updated March 2026.
Explore More
Compare Accounting ROI in other cities, or explore other majors in Chattanooga.