DegreeCalc

Disclaimer

Last updated: March 2026

1. General Disclaimer

The information provided on DegreeCalc (degreecalc.com), including all calculator tools, data, content, articles, guides, and resources, is for general informational and educational purposes only. Nothing on this website should be construed as professional financial advice, academic counseling, enrollment guidance, or any form of professional recommendation. By using this website, you acknowledge and agree that DegreeCalc is not responsible for any decisions you make based on the information or results provided by our tools.

While we make every effort to keep the information on DegreeCalc accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

2. Education Disclaimer

DegreeCalc provides tools and information related to higher education costs, student loans, degree return on investment, GPA tracking, scholarships, and other education-related topics. It is important to understand that:

  • College costs change annually. Tuition, fees, room and board, textbook costs, and other expenses vary significantly from year to year, institution to institution, and program to program. The figures used in our calculators are based on publicly available data and national averages, which may not reflect the specific costs at any particular college or university.
  • Financial aid varies by student. The amount and type of financial aid (grants, scholarships, work-study, loans) a student receives depends on numerous individual factors, including family income, assets, enrollment status, academic performance, the institution's aid policies, and available funding. Our calculators cannot predict the exact financial aid package you will receive.
  • Admission is not guaranteed. Nothing on DegreeCalc should be interpreted as a guarantee or indication of admission to any educational institution. Admission decisions are made solely by the respective institutions based on their own criteria.
  • Program availability changes. Academic programs, majors, concentrations, and course offerings change frequently. Always verify current program availability directly with the institution.

3. Calculator Accuracy

Our calculators are designed to provide reasonable estimates to help you plan and compare education options. However, it is essential to understand the limitations of these tools:

  • Tuition estimates are approximations. Our college cost calculator uses published tuition rates and historical data, but actual costs may differ based on your specific program, credit load, residency status, and the institution's pricing decisions for future academic years.
  • ROI projections are estimates. Degree return on investment calculations are based on average salary data, employment rates, and cost assumptions. Individual outcomes vary dramatically based on career choices, geographic location, economic conditions, personal performance, and many other factors that no calculator can predict.
  • Loan calculations use standard formulas. Our student loan calculators use standard amortization and repayment formulas. Actual loan terms, interest rates, fees, and repayment options may differ from the estimates produced by our tools. Federal student loan terms are set by Congress and change periodically.
  • GPA calculations follow common scales. Our GPA calculator uses the standard 4.0 scale. Some institutions use different grading scales, weighted systems, or policies (such as grade replacement or pass/fail options) that our calculator may not account for.
  • Scholarship estimates are illustrative. Our scholarship calculator provides general estimates based on typical award patterns. Actual scholarship awards depend on the specific scholarship's criteria, funding levels, and the applicant pool in any given year.

4. No Professional Relationship

Use of DegreeCalc does not create any professional relationship between you and DegreeCalc, including but not limited to any advisor-client, counselor-student, or consultant-client relationship. DegreeCalc is not a financial advisor, academic counselor, enrollment specialist, or professional consultant of any kind. We do not provide personalized recommendations tailored to your individual circumstances.

For personalized advice regarding your education planning, financial situation, or career decisions, we strongly recommend consulting with qualified professionals, including:

  • Your school's financial aid office or admissions office
  • A certified financial planner or financial advisor
  • A qualified academic advisor or college counselor
  • Your loan servicer for questions about existing student loans

5. Financial Aid Disclaimer

Financial aid is a complex and highly individualized process. DegreeCalc tools that estimate financial aid, expected family contribution (EFC), or student aid index (SAI) are based on simplified models and publicly available data. These estimates should not be used as a substitute for completing official financial aid applications.

Always verify financial aid information directly with the appropriate sources:

  • FAFSA (Free Application for Federal Student Aid): Complete the FAFSA at studentaid.gov to determine your eligibility for federal financial aid, including grants, loans, and work-study programs.
  • CSS Profile: Many private institutions require the CSS Profile in addition to the FAFSA. Check with each institution to understand their financial aid application requirements.
  • Institutional aid offices: Contact the financial aid office at each institution you are considering. They can provide the most accurate information about institutional grants, scholarships, and aid packages.
  • State aid programs: Many states offer their own financial aid programs with unique eligibility requirements and deadlines. Check with your state's higher education agency for details.

6. Third-Party Content & Links

DegreeCalc may contain links to third-party websites, resources, or services. These links are provided for your convenience and informational purposes only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. The inclusion of any link does not imply our endorsement of the site or any association with its operators. You access third-party websites entirely at your own risk.

We may reference data, statistics, or information from government sources (such as the U.S. Department of Education, Bureau of Labor Statistics, or National Center for Education Statistics), educational institutions, and other organizations. While we strive to use reliable sources, we cannot guarantee the accuracy of third-party data. We encourage you to verify important information by consulting the original sources directly.

7. Educational Purpose

The primary purpose of DegreeCalc is to provide free, accessible education planning tools that empower students, parents, and families to explore and understand the financial aspects of higher education. Our calculators are designed to be starting points for research and planning, not endpoints for decision-making.

We believe that informed decision-making starts with understanding the numbers. However, education is about much more than finances. Academic fit, campus culture, program quality, career outcomes, personal growth, and many other factors should influence your education decisions alongside financial considerations.

8. No Guarantees

DegreeCalc makes no guarantees regarding:

  • The accuracy, completeness, or timeliness of any information on this website
  • The results or outcomes you may experience based on using our calculators
  • The availability of specific financial aid, scholarships, or educational programs
  • Future tuition rates, fees, interest rates, or salary figures
  • Employment outcomes or earnings potential for any degree or career path
  • The uninterrupted or error-free operation of our website or tools
  • The security or privacy of information transmitted through the internet

Education costs, financial aid policies, employment markets, and economic conditions are inherently unpredictable and subject to change without notice. Past trends and historical data do not guarantee future outcomes.

9. Limitation of Liability

To the fullest extent permitted by applicable law, DegreeCalc and its owners, operators, affiliates, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of, or inability to use, this website, its content, or its calculators.

This limitation applies to all claims, whether based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, and whether or not DegreeCalc has been advised of the possibility of such damages. This includes, without limitation:

  • Financial losses resulting from decisions made based on our calculator results
  • Missed opportunities or deadlines related to financial aid applications
  • Inaccuracies in cost estimates, ROI projections, or loan calculations
  • Any damages resulting from errors, omissions, or interruptions in service
  • Loss of data or any damage to your computer or device

In jurisdictions that do not allow the exclusion or limitation of certain damages, our liability shall be limited to the maximum extent permitted by law.

10. Indemnification

By using DegreeCalc, you agree to indemnify, defend, and hold harmless DegreeCalc and its owners, operators, affiliates, and contributors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of the website, your violation of these terms, or your violation of any rights of any third party.

11. Changes to This Disclaimer

DegreeCalc reserves the right to modify, update, or replace this Disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this page. The "Last updated" date at the top of this page indicates when the most recent changes were made. Your continued use of the website after any changes constitutes your acceptance of the revised Disclaimer. We encourage you to review this page periodically.

12. Contact Us

If you have any questions about this Disclaimer or need clarification on any of its terms, please contact us at [email protected]. You may also visit our Contact Us page for additional ways to reach our team.

For privacy-related inquiries, please refer to our Privacy Policy. For our complete terms of use, please review our Terms of Service.