College Costs in Troy, AL 2026
Compare tuition, housing, and financial aid across 3 colleges in Troy, Alabama. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,986
per year
Avg Private Tuition
$26,406
per year
Avg Rent Near Campus
$703
per month
Colleges & Universities
3
institutions
Troy Overview
Population
18,918
Student Population
796 (4.2%)
Cost of Living Index
82 (avg: 100)
Walk Score
36/100
Transit Score
13/100
Unemployment Rate
4.5%
College Cost Calculator for Troy
Cost Inputs
Total Cost (4 Years, Public In-State)
$80,056
Total After Financial Aid
$80,056
Annual Cost
$20,014
Annual After Aid
$20,014
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $80,056 |
| Monthly Payment | $909 |
| Total Interest | $29,026 |
| Total Loan Cost | $109,082 |
Universities in Troy
| University | Type | Annual Tuition |
|---|---|---|
| Troy University | Public | $10,986 |
| Lurleen B. Wallace Community College | Community | $4,800 |
Troy has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Troy vs. National Average
| Category | Troy | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,986 | $10,940 | +$46 |
| Monthly Rent Near Campus | $703 | $1,050 | -$347 |
| Cost of Living Index | 82 | 100 | -18 |
Troy's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Troy
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
796 students
Troy has a total population of 18,918, with approximately 796 college students (4.2% of the population). While not primarily a college town, Troy offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Troy
$45,120
Starting Salary
4.5%
Unemployment Rate
45%
Graduation Rate
~8 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Troy earn a median starting salary of $45,120, which is $10,120 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $80,056 (including room and board), it would take approximately 8 years of the salary premium to recoup the investment. With average financial aid of $14,592 per student per year, the net cost and payback period can be significantly reduced.
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