College Costs in Toms River, NJ 2026
Compare tuition, housing, and financial aid across 4 colleges in Toms River, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,491
per month
Colleges & Universities
4
institutions
Toms River Overview
Population
95,438
Student Population
4,932 (5.2%)
Cost of Living Index
117.7 (avg: 100)
Walk Score
41/100
Transit Score
23/100
Unemployment Rate
4.3%
College Cost Calculator for Toms River
Cost Inputs
Total Cost (4 Years, Public In-State)
$128,060
Total After Financial Aid
$128,060
Annual Cost
$32,015
Annual After Aid
$32,015
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $128,060 |
| Monthly Payment | $1,454 |
| Total Interest | $46,431 |
| Total Loan Cost | $174,491 |
Universities in Toms River
| University | Type | Annual Tuition |
|---|---|---|
| Toms River State University | Public | $15,855 |
| Toms River Community College | Community | $5,640 |
Toms River has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Toms River vs. National Average
| Category | Toms River | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,491 | $1,050 | +$441 |
| Cost of Living Index | 117.7 | 100 | +17.700000000000003 |
Toms River's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Toms River
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
4,932 students
Toms River has a total population of 95,438, with approximately 4,932 college students (5.2% of the population). While not primarily a college town, Toms River offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Toms River
$48,705
Starting Salary
4.3%
Unemployment Rate
54%
Graduation Rate
~9 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Toms River earn a median starting salary of $48,705, which is $13,705 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $128,060 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $10,739 per student per year, the net cost and payback period can be significantly reduced.
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