College Costs in St. Marys, GA 2026
Compare tuition, housing, and financial aid across 2 colleges in St. Marys, Georgia. Use our free calculator to estimate your total cost.
Avg Public Tuition
$9,800
per year
Avg Private Tuition
$32,000
per year
Avg Rent Near Campus
$825
per month
Colleges & Universities
2
institutions
St. Marys Overview
Population
18,500
Student Population
1,703 (9.2%)
Cost of Living Index
91.9 (avg: 100)
Walk Score
44/100
Transit Score
17/100
Unemployment Rate
3.6%
College Cost Calculator for St. Marys
Cost Inputs
Total Cost (4 Years, Public In-State)
$97,236
Total After Financial Aid
$97,236
Annual Cost
$24,309
Annual After Aid
$24,309
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $97,236 |
| Monthly Payment | $1,104 |
| Total Interest | $35,255 |
| Total Loan Cost | $132,491 |
Universities in St. Marys
| University | Type | Annual Tuition |
|---|---|---|
| St. Marys State University | Public | $9,143 |
| St. Marys Community College | Community | $5,348 |
St. Marys has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in St. Marys vs. National Average
| Category | St. Marys | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $9,800 | $10,940 | -$1,140 |
| Monthly Rent Near Campus | $825 | $1,050 | -$225 |
| Cost of Living Index | 91.9 | 100 | -8.099999999999994 |
St. Marys's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in St. Marys
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,703 students
St. Marys has a total population of 18,500, with approximately 1,703 college students (9.2% of the population). St. Marys has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in St. Marys
$34,412
Starting Salary
3.6%
Unemployment Rate
53%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in St. Marys earn a median starting salary of $34,412, which is -$588 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $97,236 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $12,083 per student per year, the net cost and payback period can be significantly reduced.
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