College Costs in Springfield, MA 2026
Compare tuition, housing, and financial aid across 6 colleges in Springfield, Massachusetts. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,943
per year
Avg Private Tuition
$42,786
per year
Avg Rent Near Campus
$1,238
per month
Colleges & Universities
6
institutions
Springfield Overview
Population
155,929
Student Population
11,971 (7.7%)
Cost of Living Index
133 (avg: 100)
Walk Score
51/100
Transit Score
26/100
Unemployment Rate
5.7%
College Cost Calculator for Springfield
Cost Inputs
Total Cost (4 Years, Public In-State)
$132,928
Total After Financial Aid
$132,928
Annual Cost
$33,232
Annual After Aid
$33,232
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $132,928 |
| Monthly Payment | $1,509 |
| Total Interest | $48,196 |
| Total Loan Cost | $181,124 |
Universities in Springfield
| University | Type | Annual Tuition |
|---|---|---|
| Western New England University | Private | $42,228 |
| Springfield College | Private | $43,344 |
| Springfield Technical Community College | Community | $5,760 |
Springfield has 6 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Springfield vs. National Average
| Category | Springfield | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,943 | $10,940 | +$1,003 |
| Monthly Rent Near Campus | $1,238 | $1,050 | +$188 |
| Cost of Living Index | 133 | 100 | +33 |
Springfield's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Springfield
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
11,971 students
Springfield has a total population of 155,929, with approximately 11,971 college students (7.7% of the population). While not primarily a college town, Springfield offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Springfield
$60,610
Starting Salary
5.7%
Unemployment Rate
49%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Springfield earn a median starting salary of $60,610, which is $25,610 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $132,928 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $7,962 per student per year, the net cost and payback period can be significantly reduced.
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