College Costs in Somerville, NJ 2026
Compare tuition, housing, and financial aid across 1 colleges in Somerville, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,251
per month
Colleges & Universities
1
institutions
Somerville Overview
Population
12,098
Student Population
2,563 (21.2%)
Cost of Living Index
117.1 (avg: 100)
Walk Score
38/100
Transit Score
15/100
Unemployment Rate
4.3%
College Cost Calculator for Somerville
Cost Inputs
Total Cost (4 Years, Public In-State)
$125,684
Total After Financial Aid
$125,684
Annual Cost
$31,421
Annual After Aid
$31,421
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $125,684 |
| Monthly Payment | $1,427 |
| Total Interest | $45,570 |
| Total Loan Cost | $171,254 |
Universities in Somerville
| University | Type | Annual Tuition |
|---|---|---|
| Somerville State University | Public | $15,684 |
| Somerville Community College | Community | $5,966 |
Somerville has 1 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Somerville vs. National Average
| Category | Somerville | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,251 | $1,050 | +$201 |
| Cost of Living Index | 117.1 | 100 | +17.099999999999994 |
Somerville's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Somerville
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,563 students
Somerville has a total population of 12,098, with approximately 2,563 college students (21.2% of the population). As a major college town, Somerville offers a vibrant campus atmosphere with student-friendly businesses, affordable dining options, and active social scene.
Post-Graduation Outlook in Somerville
$53,729
Starting Salary
4.3%
Unemployment Rate
63%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Somerville earn a median starting salary of $53,729, which is $18,729 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $125,684 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $8,960 per student per year, the net cost and payback period can be significantly reduced.
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