College Costs in Saratoga Springs, NY 2026
Compare tuition, housing, and financial aid across 3 colleges in Saratoga Springs, New York. Use our free calculator to estimate your total cost.
Avg Public Tuition
$15,257
per year
Avg Private Tuition
$60,190
per year
Avg Rent Near Campus
$1,725
per month
Colleges & Universities
3
institutions
Saratoga Springs Overview
Population
28,491
Student Population
2,017 (7.1%)
Cost of Living Index
112 (avg: 100)
Walk Score
38/100
Transit Score
19/100
Unemployment Rate
3.6%
College Cost Calculator for Saratoga Springs
Cost Inputs
Total Cost (4 Years, Public In-State)
$125,200
Total After Financial Aid
$125,200
Annual Cost
$31,300
Annual After Aid
$31,300
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $125,200 |
| Monthly Payment | $1,422 |
| Total Interest | $45,394 |
| Total Loan Cost | $170,594 |
Universities in Saratoga Springs
| University | Type | Annual Tuition |
|---|---|---|
| Skidmore College | Private | $60,190 |
| SUNY Adirondack | Community | $5,504 |
Saratoga Springs has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Saratoga Springs vs. National Average
| Category | Saratoga Springs | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $15,257 | $10,940 | +$4,317 |
| Monthly Rent Near Campus | $1,725 | $1,050 | +$675 |
| Cost of Living Index | 112 | 100 | +12 |
Saratoga Springs's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Saratoga Springs
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,017 students
Saratoga Springs has a total population of 28,491, with approximately 2,017 college students (7.1% of the population). While not primarily a college town, Saratoga Springs offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Saratoga Springs
$52,700
Starting Salary
3.6%
Unemployment Rate
68%
Graduation Rate
~7 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Saratoga Springs earn a median starting salary of $52,700, which is $17,700 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $125,200 (including room and board), it would take approximately 7 years of the salary premium to recoup the investment. With average financial aid of $16,187 per student per year, the net cost and payback period can be significantly reduced.
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