College Costs in Ramsey, NJ 2026
Compare tuition, housing, and financial aid across 3 colleges in Ramsey, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,290
per month
Colleges & Universities
3
institutions
Ramsey Overview
Population
49,318
Student Population
3,621 (7.3%)
Cost of Living Index
114.3 (avg: 100)
Walk Score
50/100
Transit Score
27/100
Unemployment Rate
4%
College Cost Calculator for Ramsey
Cost Inputs
Total Cost (4 Years, Public In-State)
$125,688
Total After Financial Aid
$125,688
Annual Cost
$31,422
Annual After Aid
$31,422
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $125,688 |
| Monthly Payment | $1,427 |
| Total Interest | $45,571 |
| Total Loan Cost | $171,259 |
Universities in Ramsey
| University | Type | Annual Tuition |
|---|---|---|
| Ramsey State University | Public | $14,922 |
| Ramsey Community College | Community | $6,014 |
Ramsey has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Ramsey vs. National Average
| Category | Ramsey | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,290 | $1,050 | +$240 |
| Cost of Living Index | 114.3 | 100 | +14.299999999999997 |
Ramsey's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Ramsey
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
3,621 students
Ramsey has a total population of 49,318, with approximately 3,621 college students (7.3% of the population). While not primarily a college town, Ramsey offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Ramsey
$47,579
Starting Salary
4%
Unemployment Rate
62%
Graduation Rate
~10 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Ramsey earn a median starting salary of $47,579, which is $12,579 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $125,688 (including room and board), it would take approximately 10 years of the salary premium to recoup the investment. With average financial aid of $10,675 per student per year, the net cost and payback period can be significantly reduced.
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