College Costs in Ocean Township, NJ 2026
Compare tuition, housing, and financial aid across 2 colleges in Ocean Township, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,320
per month
Colleges & Universities
2
institutions
Ocean Township Overview
Population
20,639
Student Population
1,637 (7.9%)
Cost of Living Index
127.7 (avg: 100)
Walk Score
40/100
Transit Score
12/100
Unemployment Rate
4.4%
College Cost Calculator for Ocean Township
Cost Inputs
Total Cost (4 Years, Public In-State)
$124,184
Total After Financial Aid
$124,184
Annual Cost
$31,046
Annual After Aid
$31,046
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $124,184 |
| Monthly Payment | $1,410 |
| Total Interest | $45,026 |
| Total Loan Cost | $169,210 |
Universities in Ocean Township
| University | Type | Annual Tuition |
|---|---|---|
| Ocean Township State University | Public | $14,829 |
| Ocean Township Community College | Community | $5,828 |
Ocean Township has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Ocean Township vs. National Average
| Category | Ocean Township | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,320 | $1,050 | +$270 |
| Cost of Living Index | 127.7 | 100 | +27.700000000000003 |
Ocean Township's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Ocean Township
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,637 students
Ocean Township has a total population of 20,639, with approximately 1,637 college students (7.9% of the population). While not primarily a college town, Ocean Township offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Ocean Township
$48,149
Starting Salary
4.4%
Unemployment Rate
60%
Graduation Rate
~9 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Ocean Township earn a median starting salary of $48,149, which is $13,149 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $124,184 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $10,803 per student per year, the net cost and payback period can be significantly reduced.
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