College Costs in Neptune, NJ 2026
Compare tuition, housing, and financial aid across 2 colleges in Neptune, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,338
per month
Colleges & Universities
2
institutions
Neptune Overview
Population
27,935
Student Population
2,258 (8.1%)
Cost of Living Index
115.7 (avg: 100)
Walk Score
41/100
Transit Score
14/100
Unemployment Rate
3.7%
College Cost Calculator for Neptune
Cost Inputs
Total Cost (4 Years, Public In-State)
$124,972
Total After Financial Aid
$124,972
Annual Cost
$31,243
Annual After Aid
$31,243
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $124,972 |
| Monthly Payment | $1,419 |
| Total Interest | $45,312 |
| Total Loan Cost | $170,284 |
Universities in Neptune
| University | Type | Annual Tuition |
|---|---|---|
| Neptune State University | Public | $15,093 |
| Neptune Community College | Community | $5,445 |
Neptune has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Neptune vs. National Average
| Category | Neptune | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,338 | $1,050 | +$288 |
| Cost of Living Index | 115.7 | 100 | +15.700000000000003 |
Neptune's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Neptune
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,258 students
Neptune has a total population of 27,935, with approximately 2,258 college students (8.1% of the population). Neptune has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Neptune
$48,749
Starting Salary
3.7%
Unemployment Rate
53%
Graduation Rate
~9 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Neptune earn a median starting salary of $48,749, which is $13,749 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $124,972 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $10,304 per student per year, the net cost and payback period can be significantly reduced.
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