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College Costs in Neptune, NJ 2026

Compare tuition, housing, and financial aid across 2 colleges in Neptune, New Jersey. Use our free calculator to estimate your total cost.

Avg Public Tuition

$16,200

per year

Avg Private Tuition

$40,000

per year

Avg Rent Near Campus

$1,338

per month

Colleges & Universities

2

institutions

Neptune Overview

Population

27,935

Student Population

2,258 (8.1%)

Cost of Living Index

115.7 (avg: 100)

Walk Score

41/100

Transit Score

14/100

Unemployment Rate

3.7%

College Cost Calculator for Neptune

Cost Inputs

Total Cost (4 Years, Public In-State)

$124,972

Total After Financial Aid

$124,972

Annual Cost

$31,243

Annual After Aid

$31,243

Cost Breakdown (4 Years)

Tuition$64,800
Room & Board$60,172

If Financed (10-Year Loan at 6.5%)

Loan Amount$124,972
Monthly Payment$1,419
Total Interest$45,312
Total Loan Cost$170,284

Universities in Neptune

UniversityTypeAnnual Tuition
Neptune State UniversityPublic$15,093
Neptune Community CollegeCommunity$5,445

Neptune has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Neptune vs. National Average

CategoryNeptuneNational AvgDifference
Public Tuition (In-State)$16,200$10,940+$5,260
Monthly Rent Near Campus$1,338$1,050+$288
Cost of Living Index115.7100+15.700000000000003

Neptune's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.

Student Life in Neptune

41

Walk Score

Car-Dependent

14

Transit Score

Minimal Transit

8.1%

Student Population

2,258 students

Neptune has a total population of 27,935, with approximately 2,258 college students (8.1% of the population). Neptune has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.

Post-Graduation Outlook in Neptune

$48,749

Starting Salary

3.7%

Unemployment Rate

53%

Graduation Rate

~9 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Neptune earn a median starting salary of $48,749, which is $13,749 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $124,972 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $10,304 per student per year, the net cost and payback period can be significantly reduced.

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