DegreeCalc

College Costs in Mishawaka, IN 2026

Compare tuition, housing, and financial aid across 3 colleges in Mishawaka, Indiana. Use our free calculator to estimate your total cost.

Avg Public Tuition

$10,200

per year

Avg Private Tuition

$34,000

per year

Avg Rent Near Campus

$579

per month

Colleges & Universities

3

institutions

Mishawaka Overview

Population

49,422

Student Population

3,246 (6.6%)

Cost of Living Index

83.9 (avg: 100)

Walk Score

40/100

Transit Score

20/100

Unemployment Rate

3.7%

College Cost Calculator for Mishawaka

Cost Inputs

Total Cost (4 Years, Public In-State)

$96,660

Total After Financial Aid

$96,660

Annual Cost

$24,165

Annual After Aid

$24,165

Cost Breakdown (4 Years)

Tuition$40,800
Room & Board$55,860

If Financed (10-Year Loan at 6.5%)

Loan Amount$96,660
Monthly Payment$1,098
Total Interest$35,047
Total Loan Cost$131,707

Universities in Mishawaka

UniversityTypeAnnual Tuition
Mishawaka State UniversityPublic$10,120
Mishawaka Community CollegeCommunity$5,316

Mishawaka has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Mishawaka vs. National Average

CategoryMishawakaNational AvgDifference
Public Tuition (In-State)$10,200$10,940-$740
Monthly Rent Near Campus$579$1,050-$471
Cost of Living Index83.9100-16.099999999999994

Mishawaka's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Mishawaka

40

Walk Score

Car-Dependent

20

Transit Score

Minimal Transit

6.6%

Student Population

3,246 students

Mishawaka has a total population of 49,422, with approximately 3,246 college students (6.6% of the population). While not primarily a college town, Mishawaka offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Mishawaka

$36,066

Starting Salary

3.7%

Unemployment Rate

59%

Graduation Rate

~91 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Mishawaka earn a median starting salary of $36,066, which is $1,066 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,660 (including room and board), it would take approximately 91 years of the salary premium to recoup the investment. With average financial aid of $11,840 per student per year, the net cost and payback period can be significantly reduced.

Other Cities in Indiana

Frequently Asked Questions

Related Calculators

Explore 350+ Cities Across the U.S.

Compare college costs, housing, and student life in every major U.S. city.

Browse All Cities