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College Costs in Midland, MI 2026

Compare tuition, housing, and financial aid across 2 colleges in Midland, Michigan. Use our free calculator to estimate your total cost.

Avg Public Tuition

$15,400

per year

Avg Private Tuition

$32,000

per year

Avg Rent Near Campus

$579

per month

Colleges & Universities

2

institutions

Midland Overview

Population

41,922

Student Population

2,781 (6.6%)

Cost of Living Index

90.7 (avg: 100)

Walk Score

48/100

Transit Score

15/100

Unemployment Rate

4.2%

College Cost Calculator for Midland

Cost Inputs

Total Cost (4 Years, Public In-State)

$119,036

Total After Financial Aid

$119,036

Annual Cost

$29,759

Annual After Aid

$29,759

Cost Breakdown (4 Years)

Tuition$61,600
Room & Board$57,436

If Financed (10-Year Loan at 6.5%)

Loan Amount$119,036
Monthly Payment$1,352
Total Interest$43,160
Total Loan Cost$162,196

Universities in Midland

UniversityTypeAnnual Tuition
Midland State UniversityPublic$16,250
Midland Community CollegeCommunity$5,643

Midland has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Midland vs. National Average

CategoryMidlandNational AvgDifference
Public Tuition (In-State)$15,400$10,940+$4,460
Monthly Rent Near Campus$579$1,050-$471
Cost of Living Index90.7100-9.299999999999997

Midland's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Midland

48

Walk Score

Car-Dependent

15

Transit Score

Minimal Transit

6.6%

Student Population

2,781 students

Midland has a total population of 41,922, with approximately 2,781 college students (6.6% of the population). While not primarily a college town, Midland offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Midland

$36,714

Starting Salary

4.2%

Unemployment Rate

56%

Graduation Rate

~69 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Midland earn a median starting salary of $36,714, which is $1,714 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $119,036 (including room and board), it would take approximately 69 years of the salary premium to recoup the investment. With average financial aid of $14,336 per student per year, the net cost and payback period can be significantly reduced.

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