College Costs in Middletown, NJ 2026
Compare tuition, housing, and financial aid across 3 colleges in Middletown, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,545
per month
Colleges & Universities
3
institutions
Middletown Overview
Population
65,834
Student Population
3,548 (5.4%)
Cost of Living Index
118.9 (avg: 100)
Walk Score
56/100
Transit Score
22/100
Unemployment Rate
4.7%
College Cost Calculator for Middletown
Cost Inputs
Total Cost (4 Years, Public In-State)
$128,132
Total After Financial Aid
$128,132
Annual Cost
$32,033
Annual After Aid
$32,033
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $128,132 |
| Monthly Payment | $1,455 |
| Total Interest | $46,458 |
| Total Loan Cost | $174,590 |
Universities in Middletown
| University | Type | Annual Tuition |
|---|---|---|
| Middletown State University | Public | $15,643 |
| Middletown Community College | Community | $5,724 |
Middletown has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Middletown vs. National Average
| Category | Middletown | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,545 | $1,050 | +$495 |
| Cost of Living Index | 118.9 | 100 | +18.900000000000006 |
Middletown's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Middletown
Walk Score
Somewhat Walkable
Transit Score
Minimal Transit
Student Population
3,548 students
Middletown has a total population of 65,834, with approximately 3,548 college students (5.4% of the population). While not primarily a college town, Middletown offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Middletown
$49,710
Starting Salary
4.7%
Unemployment Rate
52%
Graduation Rate
~9 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Middletown earn a median starting salary of $49,710, which is $14,710 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $128,132 (including room and board), it would take approximately 9 years of the salary premium to recoup the investment. With average financial aid of $12,173 per student per year, the net cost and payback period can be significantly reduced.
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