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College Costs in Indianapolis, IN 2026

Compare tuition, housing, and financial aid across 25 colleges in Indianapolis, Indiana. Use our free calculator to estimate your total cost.

Avg Public Tuition

$9,944

per year

Avg Private Tuition

$39,815

per year

Avg Rent Near Campus

$976

per month

Colleges & Universities

25

institutions

Indianapolis Overview

Population

887,642

Student Population

38,913 (4.4%)

Cost of Living Index

94 (avg: 100)

Walk Score

82/100

Transit Score

46/100

Unemployment Rate

4.2%

College Cost Calculator for Indianapolis

Cost Inputs

Total Cost (4 Years, Public In-State)

$89,720

Total After Financial Aid

$89,720

Annual Cost

$22,430

Annual After Aid

$22,430

Cost Breakdown (4 Years)

Tuition$39,776
Room & Board$49,944

If Financed (10-Year Loan at 6.5%)

Loan Amount$89,720
Monthly Payment$1,019
Total Interest$32,530
Total Loan Cost$122,250

Universities in Indianapolis

UniversityTypeAnnual Tuition
Indiana University-Purdue University IndianapolisPublic$9,944
Butler UniversityPrivate$46,710
University of IndianapolisPrivate$32,920
Ivy Tech Community CollegeCommunity$4,540

Indianapolis has 25 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.

Cost of Living in Indianapolis vs. National Average

CategoryIndianapolisNational AvgDifference
Public Tuition (In-State)$9,944$10,940-$996
Monthly Rent Near Campus$976$1,050-$74
Cost of Living Index94100-6

Indianapolis's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.

Student Life in Indianapolis

82

Walk Score

Very Walkable

46

Transit Score

Some Transit

4.4%

Student Population

38,913 students

Indianapolis has a total population of 887,642, with approximately 38,913 college students (4.4% of the population). While not primarily a college town, Indianapolis offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.

Post-Graduation Outlook in Indianapolis

$49,475

Starting Salary

4.2%

Unemployment Rate

56%

Graduation Rate

~6 yrs

ROI Payback Period

Return on Investment Analysis

Graduates from colleges in Indianapolis earn a median starting salary of $49,475, which is $14,475 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $89,720 (including room and board), it would take approximately 6 years of the salary premium to recoup the investment. With average financial aid of $12,595 per student per year, the net cost and payback period can be significantly reduced.

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