College Costs in Harvey Cedars, NJ 2026
Compare tuition, housing, and financial aid across 2 colleges in Harvey Cedars, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,890
per month
Colleges & Universities
2
institutions
Harvey Cedars Overview
Population
20,450
Student Population
1,346 (6.6%)
Cost of Living Index
126.6 (avg: 100)
Walk Score
41/100
Transit Score
20/100
Unemployment Rate
4.2%
College Cost Calculator for Harvey Cedars
Cost Inputs
Total Cost (4 Years, Public In-State)
$122,856
Total After Financial Aid
$122,856
Annual Cost
$30,714
Annual After Aid
$30,714
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $122,856 |
| Monthly Payment | $1,395 |
| Total Interest | $44,545 |
| Total Loan Cost | $167,401 |
Universities in Harvey Cedars
| University | Type | Annual Tuition |
|---|---|---|
| Harvey Cedars State University | Public | $15,461 |
| Harvey Cedars Community College | Community | $5,910 |
Harvey Cedars has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Harvey Cedars vs. National Average
| Category | Harvey Cedars | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,890 | $1,050 | +$840 |
| Cost of Living Index | 126.6 | 100 | +26.599999999999994 |
Harvey Cedars's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Harvey Cedars
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,346 students
Harvey Cedars has a total population of 20,450, with approximately 1,346 college students (6.6% of the population). While not primarily a college town, Harvey Cedars offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Harvey Cedars
$57,511
Starting Salary
4.2%
Unemployment Rate
45%
Graduation Rate
~5 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Harvey Cedars earn a median starting salary of $57,511, which is $22,511 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $122,856 (including room and board), it would take approximately 5 years of the salary premium to recoup the investment. With average financial aid of $10,931 per student per year, the net cost and payback period can be significantly reduced.
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