College Costs in Hammond, IN 2026
Compare tuition, housing, and financial aid across 4 colleges in Hammond, Indiana. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,200
per year
Avg Private Tuition
$34,000
per year
Avg Rent Near Campus
$690
per month
Colleges & Universities
4
institutions
Hammond Overview
Population
77,879
Student Population
5,433 (7.0%)
Cost of Living Index
93.1 (avg: 100)
Walk Score
47/100
Transit Score
26/100
Unemployment Rate
2.5%
College Cost Calculator for Hammond
Cost Inputs
Total Cost (4 Years, Public In-State)
$97,424
Total After Financial Aid
$97,424
Annual Cost
$24,356
Annual After Aid
$24,356
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $97,424 |
| Monthly Payment | $1,106 |
| Total Interest | $35,324 |
| Total Loan Cost | $132,748 |
Universities in Hammond
| University | Type | Annual Tuition |
|---|---|---|
| Hammond State University | Public | $10,029 |
| Hammond Community College | Community | $5,524 |
Hammond has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Hammond vs. National Average
| Category | Hammond | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,200 | $10,940 | -$740 |
| Monthly Rent Near Campus | $690 | $1,050 | -$360 |
| Cost of Living Index | 93.1 | 100 | -6.900000000000006 |
Hammond's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Hammond
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
5,433 students
Hammond has a total population of 77,879, with approximately 5,433 college students (7.0% of the population). While not primarily a college town, Hammond offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Hammond
$33,370
Starting Salary
2.5%
Unemployment Rate
61%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Hammond earn a median starting salary of $33,370, which is -$1,630 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $97,424 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $8,320 per student per year, the net cost and payback period can be significantly reduced.
Other Cities in Indiana
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25 colleges · Avg tuition $9,944
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10 colleges · Avg tuition $8,448
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Bloomington
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Muncie
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Terre Haute
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Carmel
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Fishers
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