College Costs in Georgetown, KY 2026
Compare tuition, housing, and financial aid across 2 colleges in Georgetown, Kentucky. Use our free calculator to estimate your total cost.
Avg Public Tuition
$11,600
per year
Avg Private Tuition
$30,000
per year
Avg Rent Near Campus
$531
per month
Colleges & Universities
2
institutions
Georgetown Overview
Population
36,250
Student Population
2,616 (7.2%)
Cost of Living Index
80.9 (avg: 100)
Walk Score
47/100
Transit Score
22/100
Unemployment Rate
3.9%
College Cost Calculator for Georgetown
Cost Inputs
Total Cost (4 Years, Public In-State)
$96,588
Total After Financial Aid
$96,588
Annual Cost
$24,147
Annual After Aid
$24,147
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $96,588 |
| Monthly Payment | $1,097 |
| Total Interest | $35,020 |
| Total Loan Cost | $131,608 |
Universities in Georgetown
| University | Type | Annual Tuition |
|---|---|---|
| Georgetown State University | Public | $12,289 |
| Georgetown Community College | Community | $5,520 |
Georgetown has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Georgetown vs. National Average
| Category | Georgetown | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $11,600 | $10,940 | +$660 |
| Monthly Rent Near Campus | $531 | $1,050 | -$519 |
| Cost of Living Index | 80.9 | 100 | -19.099999999999994 |
Georgetown's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Georgetown
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
2,616 students
Georgetown has a total population of 36,250, with approximately 2,616 college students (7.2% of the population). While not primarily a college town, Georgetown offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Georgetown
$26,431
Starting Salary
3.9%
Unemployment Rate
71%
Graduation Rate
~0 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Georgetown earn a median starting salary of $26,431, which is -$8,569 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $96,588 (including room and board), it would take approximately 0 years of the salary premium to recoup the investment. With average financial aid of $10,688 per student per year, the net cost and payback period can be significantly reduced.
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