College Costs in Fredericksburg, VA 2026
Compare tuition, housing, and financial aid across 3 colleges in Fredericksburg, Virginia. Use our free calculator to estimate your total cost.
Avg Public Tuition
$12,886
per year
Avg Private Tuition
$36,424
per year
Avg Rent Near Campus
$756
per month
Colleges & Universities
3
institutions
Fredericksburg Overview
Population
28,118
Student Population
1,217 (4.3%)
Cost of Living Index
89 (avg: 100)
Walk Score
32/100
Transit Score
10/100
Unemployment Rate
3.9%
College Cost Calculator for Fredericksburg
Cost Inputs
Total Cost (4 Years, Public In-State)
$100,896
Total After Financial Aid
$100,896
Annual Cost
$25,224
Annual After Aid
$25,224
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $100,896 |
| Monthly Payment | $1,146 |
| Total Interest | $36,582 |
| Total Loan Cost | $137,478 |
Universities in Fredericksburg
| University | Type | Annual Tuition |
|---|---|---|
| University of Mary Washington | Public | $12,886 |
| Germanna Community College | Community | $5,340 |
Fredericksburg has 3 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Fredericksburg vs. National Average
| Category | Fredericksburg | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $12,886 | $10,940 | +$1,946 |
| Monthly Rent Near Campus | $756 | $1,050 | -$294 |
| Cost of Living Index | 89 | 100 | -11 |
Fredericksburg's cost of living is below the national average. This makes it a more affordable city for students compared to many other college towns.
Student Life in Fredericksburg
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
1,217 students
Fredericksburg has a total population of 28,118, with approximately 1,217 college students (4.3% of the population). While not primarily a college town, Fredericksburg offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Fredericksburg
$38,548
Starting Salary
3.9%
Unemployment Rate
49%
Graduation Rate
~28 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Fredericksburg earn a median starting salary of $38,548, which is $3,548 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $100,896 (including room and board), it would take approximately 28 years of the salary premium to recoup the investment. With average financial aid of $9,750 per student per year, the net cost and payback period can be significantly reduced.
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