College Costs in Frederick, MD 2026
Compare tuition, housing, and financial aid across 4 colleges in Frederick, Maryland. Use our free calculator to estimate your total cost.
Avg Public Tuition
$10,800
per year
Avg Private Tuition
$42,000
per year
Avg Rent Near Campus
$1,095
per month
Colleges & Universities
4
institutions
Frederick Overview
Population
78,171
Student Population
4,136 (5.3%)
Cost of Living Index
112.5 (avg: 100)
Walk Score
43/100
Transit Score
22/100
Unemployment Rate
4.2%
College Cost Calculator for Frederick
Cost Inputs
Total Cost (4 Years, Public In-State)
$105,100
Total After Financial Aid
$105,100
Annual Cost
$26,275
Annual After Aid
$26,275
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $105,100 |
| Monthly Payment | $1,193 |
| Total Interest | $38,107 |
| Total Loan Cost | $143,207 |
Universities in Frederick
| University | Type | Annual Tuition |
|---|---|---|
| Frederick State University | Public | $11,147 |
| Frederick Community College | Community | $6,149 |
Frederick has 4 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Frederick vs. National Average
| Category | Frederick | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $10,800 | $10,940 | -$140 |
| Monthly Rent Near Campus | $1,095 | $1,050 | +$45 |
| Cost of Living Index | 112.5 | 100 | +12.5 |
Frederick's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Frederick
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
4,136 students
Frederick has a total population of 78,171, with approximately 4,136 college students (5.3% of the population). While not primarily a college town, Frederick offers students access to urban amenities, diverse employment opportunities, and a wide range of cultural experiences.
Post-Graduation Outlook in Frederick
$53,421
Starting Salary
4.2%
Unemployment Rate
66%
Graduation Rate
~6 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Frederick earn a median starting salary of $53,421, which is $18,421 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $105,100 (including room and board), it would take approximately 6 years of the salary premium to recoup the investment. With average financial aid of $13,491 per student per year, the net cost and payback period can be significantly reduced.
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