College Costs in Atlantic City, NJ 2026
Compare tuition, housing, and financial aid across 2 colleges in Atlantic City, New Jersey. Use our free calculator to estimate your total cost.
Avg Public Tuition
$16,200
per year
Avg Private Tuition
$40,000
per year
Avg Rent Near Campus
$1,356
per month
Colleges & Universities
2
institutions
Atlantic City Overview
Population
38,429
Student Population
3,307 (8.6%)
Cost of Living Index
112 (avg: 100)
Walk Score
44/100
Transit Score
13/100
Unemployment Rate
3.9%
College Cost Calculator for Atlantic City
Cost Inputs
Total Cost (4 Years, Public In-State)
$123,552
Total After Financial Aid
$123,552
Annual Cost
$30,888
Annual After Aid
$30,888
Cost Breakdown (4 Years)
If Financed (10-Year Loan at 6.5%)
| Loan Amount | $123,552 |
| Monthly Payment | $1,403 |
| Total Interest | $44,797 |
| Total Loan Cost | $168,349 |
Universities in Atlantic City
| University | Type | Annual Tuition |
|---|---|---|
| Atlantic City State University | Public | $15,632 |
| Atlantic City Community College | Community | $5,957 |
Atlantic City has 2 total colleges and universities. Tuition figures are approximate annual in-state rates for the 2025-2026 academic year.
Cost of Living in Atlantic City vs. National Average
| Category | Atlantic City | National Avg | Difference |
|---|---|---|---|
| Public Tuition (In-State) | $16,200 | $10,940 | +$5,260 |
| Monthly Rent Near Campus | $1,356 | $1,050 | +$306 |
| Cost of Living Index | 112 | 100 | +12 |
Atlantic City's cost of living is above the national average. Students should budget accordingly and consider off-campus housing options to reduce expenses.
Student Life in Atlantic City
Walk Score
Car-Dependent
Transit Score
Minimal Transit
Student Population
3,307 students
Atlantic City has a total population of 38,429, with approximately 3,307 college students (8.6% of the population). Atlantic City has a significant student presence that contributes to a diverse cultural scene with restaurants, entertainment, and networking opportunities.
Post-Graduation Outlook in Atlantic City
$41,801
Starting Salary
3.9%
Unemployment Rate
64%
Graduation Rate
~18 yrs
ROI Payback Period
Return on Investment Analysis
Graduates from colleges in Atlantic City earn a median starting salary of $41,801, which is $6,801 more per year than the average high school graduate salary of $35,000. At a 4-year public university cost of $123,552 (including room and board), it would take approximately 18 years of the salary premium to recoup the investment. With average financial aid of $10,432 per student per year, the net cost and payback period can be significantly reduced.
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