Terms of Service

1. Acceptance of Terms

By accessing and using DegreeCalc (degreecalc.com), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

DegreeCalc provides free online calculator tools for education cost planning, student loan analysis, GPA calculation, and related educational finance topics. All tools are provided as-is for informational purposes.

3. Not Financial Advice

Important: The calculators, results, and content on DegreeCalc are for informational and educational purposes only. They do not constitute financial, legal, or professional advice. Results are estimates based on the inputs you provide and standard financial formulas. Always consult with a qualified financial advisor, your school's financial aid office, or a loan servicer for personalized guidance regarding your specific situation.

4. Accuracy

While we strive for accuracy, we do not guarantee that our calculators will produce results that exactly match real-world outcomes. Interest rates, fees, costs, and other financial variables change over time and vary by institution and lender. Use our tools as a starting point for your research, not as a definitive answer.

5. User Responsibilities

You agree to:

• Use the website only for lawful purposes
• Not attempt to interfere with the website's operation
• Not scrape, copy, or redistribute our content without permission
• Verify calculator results with qualified professionals before making financial decisions

6. Intellectual Property

All content, design, and code on DegreeCalc is protected by intellectual property laws. You may use our calculators for personal, non-commercial purposes. Reproduction, distribution, or modification of our content without written permission is prohibited.

7. Limitation of Liability

DegreeCalc shall not be liable for any damages arising from the use of our website or calculators, including but not limited to direct, indirect, incidental, or consequential damages. This includes any financial decisions made based on our calculator results.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy policies, or practices of these external sites. Access them at your own risk.

9. Modifications

We reserve the right to modify these Terms of Service at any time. Changes take effect upon posting to this page. Your continued use of the website after changes constitutes acceptance of the modified terms.

10. Governing Law

These terms shall be governed by and construed in accordance with applicable laws. Any disputes arising from these terms shall be resolved in the appropriate jurisdiction.